Hybrid Credit Analyst: Underwriting & Risk Growth

Park National Corporation; Columbus (OH); Hybrid; USD 42,000 - 52,000; Full time

Job summary

Park National Corporation in Newark, OH is seeking a full-time hybrid position in banking with a focus on loan analysis, credit underwriting, and credit policy learning. You will participate in department projects, learn regulatory compliance, and support lenders with financial statement reviews and borrower information.

The role offers a mix of on-site and remote work, with strong emphasis on learning Park's processes, culture, and client evaluation practices.

Responsibilities

• Takes initiatives to learn about Park brand, culture, and history
• Develops understanding of department operations, processes, procedures, and performance standards
• Contributes to projects and daily work in assigned banking departments
• Presents project results to appropriate audience as requested
• Networks with associates, leaders, and executives across the bank to build relationships
• Completes required trainings timely and seeks additional learning opportunities
• Assist in preparation of loan requests and renewal write-ups; including cash flow, collateral, industry, management, and repayment capacity analyses
• Learn underwriting in accordance with regulations, compliance terms, bank policy, and legal requirements
• Accurately spread financial statements and tax returns and analyze historical performance
• Assist in annual reviews of existing clients with updated financials
• Monitor financial statement requirements, loan covenants, and borrowing base certificates; communicate findings to lender/manager
• May accompany Commercial Lenders on calls/inspections and assist with presenting loan requests to approvers
• Learn Park's credit culture and credit policies

Education

High School (preferred)

Job description

Park National Corporation in Newark, OH is seeking a full-time hybrid position in banking with a focus on loan analysis, credit underwriting, and credit policy learning. You will participate in department projects, learn regulatory compliance, and support lenders with financial statement reviews and borrower information.

The role offers a mix of on-site and remote work, with strong emphasis on learning Park's processes, culture, and client evaluation practices.