Hybrid Credit Analyst Intern – Banking & Credit Risk

Park National Bank; North Carolina; Hybride; USD 19 000 - 30 000; Temps partiel

Résumé du poste

Park National Bank is seeking an Internship- Scope Credit Analyst in a hybrid setting with an 40-hour work week. The role is based in Newark, Ohio, with a mix of onsite and remote days and responsibilities spanning loan analysis, credit risk assessment, and relationship building across banking teams.

You will learn underwriting concepts, review financial statements, prepare loan write-ups, and support annual client reviews while engaging in ongoing trainings and departmental projects.

Qualifications

• High School diploma or better.
• Equal Opportunity Employer notice.

Responsabilités

• Takes initiatives to learn about Park brand, culture, and history
• Develops an understanding of department operations, processes, procedures, and performance standards
• Contributes to projects and daily work in assigned banking departments
• Presents project results to appropriate audience as requested
• Networks with other associates, leaders, and executives across the bank to develop strong relationships
• Completes required trainings in a timely manner and seeks out additional learning and development opportunities
• Assist in preparation of loan requests and loan renewal write-ups; including global cash flow analysis, collateral analysis, industry analysis, management analysis, and overall repayment capacity
• Learn about underwriting in accordance with current regulations, compliance terms, bank policy, and legal requirements
• Accurately spread financial statements and tax returns and analyze historical performance
• Assist in the preparation of annual reviews of existing clients upon receipt of updated financial information
• Assist in the monitoring of financial statement requirements, loan covenants, and borrowing base certificates and communicate findings to lender and manager. Prepare pertinent reports, tracking financial information and receipt thereof.
• Learn aspects of identifying, measuring, monitoring, controlling, and mitigating credit risk of the commercial loan portfolio
• Assist to obtain, analyze, and incorporate third-party borrower information (e.g., credit reports, costar, RMA)
• May accompany Commercial Lenders on calls and inspections, and assist with presenting loan requests to approvers as needed.
• Learn about Park's credit culture and credit policies

Formation

High School or better.

Description du poste

Park National Bank is seeking an Internship- Scope Credit Analyst in a hybrid setting with an 40-hour work week. The role is based in Newark, Ohio, with a mix of onsite and remote days and responsibilities spanning loan analysis, credit risk assessment, and relationship building across banking teams.

You will learn underwriting concepts, review financial statements, prepare loan write-ups, and support annual client reviews while engaging in ongoing trainings and departmental projects.