Hybrid Credit Analyst - Growth & Risk Focus

Farmer Veteran Coalition; Mitchell (SD); Hybrid; USD 60,000 - 85,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Wellness programs

Life insurance

401(k)

Pension

Profit sharing

Disability insurance

Tuition reimbursement

Job summary

CHS Inc., a global agribusiness, is hiring an Experienced Credit Analyst to join its finance team in Mitchell, SD. You will evaluate customer creditworthiness, manage credit portfolios, and make recommendations to protect CHS from financial risk while supporting growth.

The role partners with customers and internal teams to establish appropriate credit terms, monitor balances, and negotiate collateral. This hybrid position requires strong financial analysis, negotiation, and customer service,

Qualifications

• High School diploma or GED and 2+ years of experience in Finance, Accounting and/or Credit.
• Bachelor's degree preferred in Finance, Accounting, Statistics, Economics, Business, Business Administration, or related field.

Responsibilities

• Manage third party financing activity, including applications, advances, and payments for internal and external lenders.
• Perform pre-sale credit risk evaluations on new customers, with emphasis on financial statement analysis as well as evaluation of data obtained from bank and trade references.
• Conduct financial credit evaluations on assigned portfolios of customers, identifying key risk elements for each account, assign risk ratings and recommend appropriate action to reduce risk to CHS when warranted.
• Approve credit line amounts within assigned authority level.
• Manage customer account balances to their approved credit line amounts.
• Negotiate collateralsecurity requirements with customers.
• Coordinate with the Collections and the Legal departments on delinquent accounts in order to optimize CHS cash flow.
• Critically and logically evaluate the costs, risks and benefits of alternative actions before making decisions.
• Resolve moderately complex credit problems and confer with management on highly sensitive accounts.
• Participate in special projects enhancing the department effectiveness by leveraging technology and the integration of Accounts Receivable portfolio with risk assessment tools.
• Maintain and promote a strong safety culture and follow all safety policies, procedures and regulations. Identify and communicate workplace hazards and correct or seek assistance in correcting unsafe actions or conditions.
• Perform other responsibilities as needed or assigned.

Skills

Financial analysis

Negotiation

Communication

Education

Bachelor's degree preferred in Finance, Accounting, Statistics, Economics, Business, Business Administration, or related field

Tools

MS Office suite

Job description

CHS Inc., a global agribusiness, is hiring an Experienced Credit Analyst to join its finance team in Mitchell, SD. You will evaluate customer creditworthiness, manage credit portfolios, and make recommendations to protect CHS from financial risk while supporting growth.

The role partners with customers and internal teams to establish appropriate credit terms, monitor balances, and negotiate collateral. This hybrid position requires strong financial analysis, negotiation, and customer service,