Hybrid Credit Analyst Funds and Corporate Underwriting

Corpay; New York (NY); Hybrid; USD 46,000 - 56,000; Full time

Benefits offered by this job

Medical, Dental & Vision benefits

401k plan enrollment

Virtual fitness classes

PTO including major holidays, vacation

Employee discounts

Philanthropic support

Culture with contests

Job summary

Corpay in Toronto is hiring a Credit Analyst for Funds and Corporate within our Credit division. This hybrid role focuses on underwriting Funds (FI) clients and corporate credit, assessing risk across multiple jurisdictions and ensuring adherence to underwriting standards.

You will collaborate with Sales, Compliance, Legal, Finance, Treasury and Operations, prepare credit memos, monitor portfolios, and contribute to process improvements while advancing your CFA/CA/FRM credentials.

Qualifications

• At least 2+ years in finance with a relevant bachelor’s degree; master’s preferred.
• Experience in underwriting and credit risk management for Funds (FI) and corporate clients.
• Familiarity with regulatory compliance in underwriting and legal/compliance issues.
• Experience in FX or financial markets is advantageous.

Responsibilities

• Underwrite for Fund (FI) and corporate clients across jurisdictions.
• Assess financial statements, fund structures, management quality, and risk factors.
• Prepare credit memos and, where allowed, approve credit within limits.
• Ensure underwriting follows guidelines, regulatory expectations, and risk policies.
• Monitor portfolios and identify concentration risks, trends, and deterioration.
• Develop remediation plans for higher risk exposures and present analyses to management.
• Collaborate with Sales, Compliance, Legal, Operations, IT, Treasury, and Finance.
• Support Credit Manager on risk decisions and complex deals; stay updated on trends.

Skills

Credit underwriting

Credit risk management

Financial analysis

Regulatory compliance

FX markets knowledge

Written and verbal communication

Attention to detail

Education

Bachelor’s degree in Finance, Economics, Accounting, or Business

Master’s degree preferred

CFA/CA/FRM are assets

Job description

Corpay in Toronto is hiring a Credit Analyst for Funds and Corporate within our Credit division. This hybrid role focuses on underwriting Funds (FI) clients and corporate credit, assessing risk across multiple jurisdictions and ensuring adherence to underwriting standards.

You will collaborate with Sales, Compliance, Legal, Finance, Treasury and Operations, prepare credit memos, monitor portfolios, and contribute to process improvements while advancing your CFA/CA/FRM credentials.