Hybrid: Commercial Portfolio Manager

Camden National Corporation; Portsmouth (NH); Hybrid; USD 79,000 - 117,000; Full time

Job summary

Camden National Corporation seeks a Commercial Portfolio Manager I to partner with Commercial Banking Officers and Directors to manage and maintain a portfolio of commercial loans. You will apply underwriting skills to ensure policy adherence, financial analysis, risk evaluation, and ongoing portfolio maintenance.

Responsibilities include monitoring loan performance, addressing potential credit problems, collecting financial data, and assisting with loan requests and closings.

Qualifications

• 1–2 years of commercial underwriting experience.
• Knowledge of commercial banking products including construction lending, asset-based lines of credit and letters of credit.

Responsibilities

• Monitor performance of commercial customers in portfolio for covenants and risk.
• Discuss weaknesses or credit problems with Banking Officer/Director.
• Request and review borrowers' financial information monthly, quarterly, or annually.
• Analyze to conform with regulatory guidelines and Bank policies (Reg B, HMDA).
• Assist Officers with loan underwriting and closings preparation.
• Prepare term sheets and commitment letters per approvals.
• Assist with renewals or modifications of loans in the portfolio.
• Coordinate construction disbursement documentation with customers and Officers.
• Conduct annual relationship reviews and ensure data integrity and risk ratings.

Skills

Critical thinking

Collaboration

Communication

Time management

Organization

Customer interaction

Initiative

Education

Bachelor’s degree

Job description

Camden National Corporation seeks a Commercial Portfolio Manager I to partner with Commercial Banking Officers and Directors to manage and maintain a portfolio of commercial loans. You will apply underwriting skills to ensure policy adherence, financial analysis, risk evaluation, and ongoing portfolio maintenance.

Responsibilities include monitoring loan performance, addressing potential credit problems, collecting financial data, and assisting with loan requests and closings.