Hybrid Commercial Credit Analyst II: Risk & Growth

NATIVE AMERICAN BANK N A; Denver (CO); Hybrid; USD 69,000 - 86,000; Full time

Benefits offered by this job

Health Insurance

Dental Insurance

Vision Insurance

401(k) plan

Paid Time Off

Disability Insurance

Life Insurance

RTD Eco Pass

Volunteer Time Off

Job summary

Native American Bank is seeking an experienced Commercial Credit Analyst to conduct complex credit analyses on existing and prospective customers, ensuring compliance with policy objectives. This role involves gathering data, analyzing financial statements, and presenting findings to senior leadership.

The ideal candidate has a 4+ years banking experience in commercial credit, an undergraduate degree in accounting or finance, and strong written and verbal communication.

Qualifications

• Undergraduate degree in Accounting, Finance, or related field required.
• Minimum 4+ years of banking experience in advanced commercial credit analysis.
• Strong analytical, reporting, and policy compliance skills.

Responsibilities

• Prepare and present credit reports to senior leaders and loan committees.
• Recommend loan decisions based on thorough analysis and risk assessment.
• Assign risk grades for new and existing loan requests.
• Monitor loan portfolios and borrower performance, including covenants.
• Collect and spread financial statement information.
• Develop manuals and supporting documentation for duties.
• Prepare internal reports for bank officers as requested.
• Perform other related duties as assigned.

Skills

Credit analysis

Economics knowledge

Accounting knowledge

Credit administration

Risk analysis

Written communication

Verbal communication

Microsoft Office

Detail orientation

Independent work

Education

Undergraduate degree in Accounting, Finance, or business-related field

Job description

Native American Bank is seeking an experienced Commercial Credit Analyst to conduct complex credit analyses on existing and prospective customers, ensuring compliance with policy objectives. This role involves gathering data, analyzing financial statements, and presenting findings to senior leadership.

The ideal candidate has a 4+ years banking experience in commercial credit, an undergraduate degree in accounting or finance, and strong written and verbal communication.