Credit Administration Officer

Native American Bank, N.A.; Denver (CO); Hybrid; USD 105,000 - 131,000; Full time

Benefits offered by this job

Health Insurance

Dental & Vision Insurance

HSA

Disability Insurance

Life Insurance

401(k) matching

Transit Pass (RTD/ORCA)

PTO

Volunteer Time Off

Professional development

Job summary

Native American Bank, N.A. in Denver seeks an experienced Credit Analysis Leader to oversee credit analysis and prepare memos for complex transactions. You will advise credit policy, procedures, and practices while guiding the team.

Collaborate with CCO and VP of Credit, stay current on industry trends, and ensure adherence to loan policy. This role emphasizes training the Credit Analyst Team and driving process improvements. Hybrid schedule available within 45 miles of Denver.

Qualifications

• Bachelor’s degree in accounting, finance or business-related field from an accredited college.
• 10+ years of banking experience in advanced commercial credit analysis and/or lending activities is required.
• Strong verbal and written communication skills.

Responsibilities

• Oversee Credit Analysis work and prepare credit memos for complex transactions.
• Lead special credit department projects related to process improvement, systems implementation and management.
• Participate in commercial application screening, loan structuring, and covenant setting with focus on adherence to loan policy.
• Provide training for and oversee work of Credit Analyst Team.
• In concert with CCO and VP of Credit, participate in calculation of the bank’s Allowance for Loan & Lease Loss Calculation.
• Stay current on industry trends, regulatory requirements, and best practices in credit analysis.

Skills

Credit analysis

Analytical skills

Economics knowledge

Accounting knowledge

Finance knowledge

Credit administration

Policy procedures

Communication skills

Report writing

Microsoft Office

Education

Bachelor’s degree in accounting, finance or business-related field

Tools

Word

Excel

Outlook

Job description

Summary

Native American Bank is a one-of-kind institution that is an Agent of Change for Native Communities. At our core, we are committed to the vision and mission of the Bank. We believe our employees are our greatest asset, and we are at our best through teamwork. This position is responsible for overseeing the Credit Analysis work at Native American Bank and leading the analysis and preparation of credit memos for complex transactions. In addition, this role will advise the development of credit policy, procedures, and practices.

Summary

Native American Bank is a one-of-kind institution that is an Agent of Change for Native Communities. At our core, we are committed to the vision and mission of the Bank. We believe our employees are our greatest asset, and we are at our best through teamwork. This position is responsible for overseeing the Credit Analysis work at Native American Bank and leading the analysis and preparation of credit memos for complex transactions. In addition, this role will advise the development of credit policy, procedures, and practices.

Responsibilities

• Lead special credit department projects related to process improvement, systems implementation and management.
• Participate in commercial application screening, loan structuring, and covenant setting with focus on adherence to loan policy.
• Provide training for and oversee work of Credit Analyst Team.
• In concert with CCO and VP of Credit, participate in calculation of the bank’s Allowance for Loan & Lease Loss Calculation.
• In concert with Chief Credit Officer and VP-Credit help develop new policies and procedures related to credit department.
• Stay current on industry trends, regulatory requirements, and best practices in credit analysis.
• Performs functions specific to the position and other duties as assigned.
• Performs other related duties as necessary or assigned.
• This role is only open to candidates currently residing within a 45 miles radius from Denver, CO at this time

Qualifications

• Well-developed credit analysis and analytical skills
• Well-developed knowledge of economics, accounting and finance.
• Well-developed knowledge of credit administration, policy and procedures.
• Well-developed knowledge of loan documentation and process.
• Well-developed knowledge of risk analysis.
• Strong verbal and written communication skills.
• Effective technical report writing skills.
• Proficiency in Microsoft applications e.g., Word, Excel Outlook.
• Ability to work independently, prioritize work and handle multiple tasks.
• Attention to detail, self-motivation and the ability to take initiative.
• Bachelor’s degree in accounting, finance or business-related field from an accredited four-year college or university.
• A minimum of 10+ years of banking experience in advanced commercial credit analysis and/or lending activities in Lending analysis is required for this position.

Physical Requirements

• Prolonged periods of sitting at a desk and working on a computer.
• Must be able to lift 15 pounds at times.

Benefits

• Competitive salary and benefit package
• Professional development opportunities
• Health, Dental and Vision Insurance
• Health Savings Account with company contribution
• Employer paid Short-term and Long-term disability insurance
• Employer paid Life Insurance
• 401(k) plan and matching
• RTD Eco Pass (Denver) / ORCA (Seattle)
• Pet Insurance
• Paid Time Off
• Volunteer Time Off

Company Culture

Native American Bank is a full-service community bank committed to meeting the financial needs of individuals, businesses, and non-profits within the Native American community and beyond. Our focus is on delivering a personalized banking experience that honors cultural sensitivities. Since our founding in 2001, our mission has been to empower Native American and Alaskan Native individuals, enterprises, and governments by providing affordable and flexible banking and financial services tailored to their unique goals.

We take pride in cultivating personal relationships with our customers while upholding the highest standards of professionalism. Our diverse range of services includes personal and business banking, lending solutions, and more, all designed to support our clients' aspirations.

At Native American Bank, we go beyond traditional banking by encouraging our employees to engage in community service through our Mission in Motion program. We believe in giving back and nurturing a collaborative spirit among our neighbors. By joining Native American Bank, you play a crucial role in helping our community thrive while ensuring that our financial practices are guided by our cherished traditional values.

Additional Information

• Pass background check prior to hire.
• This position allows to hybrid schedule to candidates currently residing within a 45 miles radius from Denver, CO at this time.
• The annual salary range for this full-time position: $104,500 - $130,600.

Note to Agency Recruiters

Native American Bank will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Native American Bank colleagues, directly or indirectly, will be considered Native American Bank property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.