Senior Commercial Credit Analyst (Hybrid)

Kaizen Lab Inc.; Denver (CO); Hybrid; USD 69,000 - 86,000; Full time

Benefits offered by this job

Competitive salary and benefits

Health, Dental and Vision Insurance

401(k) plan and matching

RTD Eco Pass (Denver)

Job summary

Native American Bank is seeking an experienced Commercial Credit Analyst to conduct complex credit analyses and interpret lending information for existing and prospective customers. The role ensures compliance with policy objectives and supports lending decisions within a 45‑mile radius of Denver, CO.

The position emphasizes thorough financial analysis, report writing, and collaboration with senior leadership to manage credit risk across portfolios.

Qualifications

• Undergraduate degree in Accounting, Finance, or business-related field from an accredited college/university.
• A minimum of 4+ years of banking experience in advanced commercial credit analysis and/or lending activities.

Responsibilities

• Prepare and present credit reports to SVP/Chief Credit Officer and committee meetings for lending decisions.
• Recommend loan decisions for approval or denial based on thorough analysis.
• Recommend a risk grade for each loan request.
• Monitor customer accounts and loan portfolios to maximize credit quality and minimize risk and potential loss.
• Assist in collecting and spreading financial statement information.
• Assist in developing manuals and supporting documentation for tasks and duties.
• Prepare internal reports for bank officers as requested.
• Perform other related duties as necessary or assigned.

Skills

Credit analysis

Analytical skills

Economics knowledge

Finance knowledge

Communication skills

Excel proficiency

Education

Undergraduate degree in Accounting/Finance

Business-related field

Tools

Microsoft Word

Excel

Outlook

Job description

Native American Bank is seeking an experienced Commercial Credit Analyst to conduct complex credit analyses and interpret lending information for existing and prospective customers. The role ensures compliance with policy objectives and supports lending decisions within a 45‑mile radius of Denver, CO.

The position emphasizes thorough financial analysis, report writing, and collaboration with senior leadership to manage credit risk across portfolios.