Senior Credit Analysis & Policy Lead (Hybrid)

Native American Bank, N.A.; Denver (CO); Hybrid; USD 105,000 - 131,000; Full time

Benefits offered by this job

Health Insurance

Dental & Vision Insurance

HSA

Disability Insurance

Life Insurance

401(k) matching

Transit Pass (RTD/ORCA)

PTO

Volunteer Time Off

Professional development

Job summary

Native American Bank, N.A. in Denver seeks an experienced Credit Analysis Leader to oversee credit analysis and prepare memos for complex transactions. You will advise credit policy, procedures, and practices while guiding the team.

Collaborate with CCO and VP of Credit, stay current on industry trends, and ensure adherence to loan policy. This role emphasizes training the Credit Analyst Team and driving process improvements. Hybrid schedule available within 45 miles of Denver.

Qualifications

• Bachelor’s degree in accounting, finance or business-related field from an accredited college.
• 10+ years of banking experience in advanced commercial credit analysis and/or lending activities is required.
• Strong verbal and written communication skills.

Responsibilities

• Oversee Credit Analysis work and prepare credit memos for complex transactions.
• Lead special credit department projects related to process improvement, systems implementation and management.
• Participate in commercial application screening, loan structuring, and covenant setting with focus on adherence to loan policy.
• Provide training for and oversee work of Credit Analyst Team.
• In concert with CCO and VP of Credit, participate in calculation of the bank’s Allowance for Loan & Lease Loss Calculation.
• Stay current on industry trends, regulatory requirements, and best practices in credit analysis.

Skills

Credit analysis

Analytical skills

Economics knowledge

Accounting knowledge

Finance knowledge

Credit administration

Policy procedures

Communication skills

Report writing

Microsoft Office

Education

Bachelor’s degree in accounting, finance or business-related field

Tools

Word

Excel

Outlook

Job description

Native American Bank, N.A. in Denver seeks an experienced Credit Analysis Leader to oversee credit analysis and prepare memos for complex transactions. You will advise credit policy, procedures, and practices while guiding the team.

Collaborate with CCO and VP of Credit, stay current on industry trends, and ensure adherence to loan policy. This role emphasizes training the Credit Analyst Team and driving process improvements. Hybrid schedule available within 45 miles of Denver.