Hybrid ALM & Treasury Manager – Risk & Balance Sheet

Socket.dev; Irvine (CA); Hybrid; USD 125,000 - 175,000; Full time

Benefits offered by this job

401(k) Match

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Tuition Reimbursement

Fitness Reimbursement

Paid Time Off

Volunteer Leave

Paid Holidays

Job summary

Sunflower Bank, N.A. in Irvine, CA is seeking an Asset Liability Treasury Manager to oversee interest rate risk and balance sheet management. You will lead ALM strategies, develop modeling, and report to senior management while coordinating across departments.

The role emphasizes regulatory compliance, cross-functional collaboration, and optimizing risk-adjusted returns in varying market conditions.

Qualifications

• Bachelor's degree in accounting, Finance, or Economics, or related degree required.
• Minimum of 5+ years in Treasury or related areas within the banking industry, or quantitative analytics required.
• Direct knowledge of Asset Liability Management (ALM) strategies and processes.
• Additional industry recognized certification(s), preferred.
• Experience with ZMDesk, Moody’s OALM model preferred.
• Must have excellent verbal and written communication skills.
• Must have advanced data management skills.
• Must possess the ability to interpret and communicate complex financial data.
• Must have the ability to run the financial forecast modeling, analytics, and forecasting skills.
• Must be flexible with duties performed.
• Must have knowledge of regulatory requirements.

Responsibilities

• Maintain and enhance the ALM model that supports NII and EVE sensitivity, and key underlying assumptions.
• Continuously monitor market conditions and identify trends that may impact the bank’s interest-rate-risk profile and liquidity positions or portfolio performance.
• Ensure compliance with all regulatory and internal risk management guidelines, including liquidity risk and interest rate risk.
• Develop and supplement current risk management practices to ensure portfolio objectives are aligned with the bank's broader short- and long-term strategies, including its target balance sheet size and composition.
• Prepare and present regular reports to Treasury Department senior management and ALCO, highlighting Net Interest Income (NII) and Economic Value of Equity (EVE) model results, and performance.
• Utilize advanced financial modeling and analysis to support balance sheet strategies.
• Assist with counterparties, brokers, and external investment managers to monitor and report portfolio and hedging transactions efficiently with respect to interest rate risk hedging.
• Perform support for scenario analysis and stress testing on the ALM Model to assess potential risks and identify areas for improvement.
• Work closely with Treasury Department senior leadership to align strategies with the bank's broader financial goals.
• Provide leadership, mentorship, and guidance to team members as needed.
• Collaborate with other departments to ensure seamless cross-functional operations, aligned objectives and achievement of desired financial goals.
• Assist in developing and implementing treasury policies and procedures related to interest rate risk and liquidity risk management.
• Perform the job in accordance with applicable industry laws and regulations as well as the policies and procedures established by the company.
• Responsible for upholding Fair and Responsible Banking practices and Code of Ethics and Conduct guidelines.
• Understand and participate in the Bank’s Community Reinvestment Act program.
• Perform other duties as assigned.

Skills

ALM knowledge

Communication skills

Data management

Financial forecasting

Analytical mindset

Regulatory understanding

Cross-functional collaboration

Problem solving

Education

Bachelor's degree in accounting, Finance, or Economics

Tools

ZMDesk

Moody's OALM

Job description

Sunflower Bank, N.A. in Irvine, CA is seeking an Asset Liability Treasury Manager to oversee interest rate risk and balance sheet management. You will lead ALM strategies, develop modeling, and report to senior management while coordinating across departments.

The role emphasizes regulatory compliance, cross-functional collaboration, and optimizing risk-adjusted returns in varying market conditions.