Hybrid Agribusiness Loan Advisor | Relationship Lending

Farm Credit Council; Lebanon (NJ); Hybrid; USD 65,000 - 130,000; Full time

Benefits offered by this job

Short Term Incentive

401(k) match up to 6%

Employer retirement plan contributions

Paid time off (vacation, holiday, sick

Paid parental leave

Job summary

Farm Credit East is expanding lending and credit teams across several locations to support customer relationships and growth in agriculture. The Loan Officer will deliver a personalized experience, manage day-to-day customer relationships, and lead consultative lending with a focus on cross-selling and community presence.

The role requires a Bachelor's degree in a related field, strong communication skills, and willingness to travel.

Qualifications

• Bachelor's degree in Economics, Finance, Accounting, Business or a related field.
• Knowledge of agriculture, finances, credit and credit administration. Strong marketing and interpersonal skills are required, as are verbal and written communications and analytical skills.
• Must be team oriented. The position requires the ability to travel as needed.
• Hybrid work options after two months of employment; determined by job role and balancing customer, team, and performance needs.

Responsibilities

• Manages the day-to-day customer relationships of credits within your respective customer segment (Agribusiness or Retail).
• Proactive portfolio management by understanding and analyzing industry trends, market data, and customer knowledge leading to a consultative lending approach.
• Positions a team approach serving as the lead for all customer facing activities with support from loan coordinator or financial services.
• Creates and maintains a documented 360-degree view of the customer, in the core application, to maximize the customer experience.
• Work collaboratively with teammates to generate cross-selling results and a best-in-class customer experience through a cohesive and holistic approach.
• Provides functional guidance to credit analysts, loan doc specialists and other roles to ensure customer's requirements are met while conforming to credit policy and requirements.
• Monitors borrowers within assigned loan portfolio to document compliance with terms and conditions, covenants, inspections, credit quality, and risk assessment to ensure a safe and sound portfolio.
• Meets with existing and prospective customers to review financials, propose loan structure, evaluate pricing options and address short-term and long-term objectives of the borrower.

Education

Bachelor's degree in Economics, Finance, Accounting, Business or a related field

Job description

Farm Credit East is expanding lending and credit teams across several locations to support customer relationships and growth in agriculture. The Loan Officer will deliver a personalized experience, manage day-to-day customer relationships, and lead consultative lending with a focus on cross-selling and community presence.

The role requires a Bachelor's degree in a related field, strong communication skills, and willingness to travel.