Human Services Underwriting Specialist

Jobtailor; Colorado; On-site; USD 110,000 - 160,000; Full time

Job summary

Jobtailor is seeking an experienced Senior Underwriter to grow and manage a portfolio of commercial lines for nonprofit human service organizations and education institutions in Colorado. The role involves advising peers, underwriting at a high technical level, and pricing with tailored coverages.

Strong communication, decision-making, and mentoring are essential. The position requires a Bachelor's degree or equivalent, 5+ years in underwriting, and CPCU or equivalent certification is

Qualifications

• Bachelor's Degree or equivalent work experience.
• 5+ years underwriting all commercial lines including Property, GL, Professional Liability, WC, Crime, Auto, Umbrella.
• Nonprofit Human Services and Education underwriting experience preferred.
• Excellent written and verbal communication skills.
• Ability to analyze and make timely decisions.
• Working to obtain CPCU or other industry equivalent.

Responsibilities

• Grow and manage a book of commercial lines business for Nonprofit Human Service Organizations and Education Institutions.
• Advise other underwriters and support staff on processes and procedures.
• Consult at the highest level of technical underwriting authority.
• Analyze and assess exposures and acceptable risks to determine adequate and competitive coverages and premiums.
• Build successful relationships with agents to drive positive business flow.
• Analyze, select, and profitably price business with prescriptive coverage terms and conditions.
• Examine inspection reports, locations, risks, financial information, and other tools to identify concerns.
• Communicate with Risk Control regarding inspections, follow-ups, and insured service needs.
• Drive corrective action or remediation strategies on renewal accounts.
• Underwrite renewals, achieve rate-change goals, and issue nonrenewals as needed.
• Escalate accounts requiring additional review or approval.
• Release renewals, nonrenewals, and conditional notices in compliance with service and regulatory expectations.
• Develop and maintain relationships with distribution partners through portfolio reviews, service standards, travel, and agency visits.
• Coordinate with distribution teams to build pipeline, resolve issues, and oversee change management.
• Monitor agency health and market conditions affecting the portfolio.
• Mentor support staff, train new hires and internal promotions, conduct peer audits, and review and approve referrals.

Skills

Excellent communication

Decision-making

Mentoring

Training

Collaboration

Education

Bachelor's Degree or equivalent

CPCU Certification preferred

Job description

• Grow and manage a book of commercial lines business for Nonprofit Human Service Organizations and Education Institutions
• Advise other underwriters and support staff on processes and procedures
• Consult at the highest level of technical underwriting authority
• Analyze and assess exposures and acceptable risks to determine adequate and competitive coverages and premiums
• Build successful relationships with agents to drive positive business flow
• Analyze, select, and profitably price business with prescriptive coverage terms and conditions
• Examine inspection reports, locations, risks, financial information, and other tools to identify concerns
• Communicate with Risk Control regarding inspections, follow-ups, and insured service needs
• Drive corrective action or remediation strategies on renewal accounts
• Underwrite renewals, achieve rate-change goals, and issue nonrenewals as needed
• Escalate accounts requiring additional review or approval
• Release renewals, nonrenewals, and conditional notices in compliance with service and regulatory expectations
• Develop and maintain relationships with distribution partners through portfolio reviews, service standards, travel, and agency visits
• Coordinate with distribution teams to build pipeline, resolve issues, and oversee change management
• Monitor agency health and market conditions affecting the portfolio
• Mentor support staff, train new hires and internal promotions, conduct peer audits, and review and approve referrals
• Perform other related work as assigned

Requirements

• Bachelors Degree or equivalent work experience
• 5+ years underwriting all commercial lines, including Commercial Property, General Liability, Professional Liability, Worker's Compensation, Crime, Commercial Auto, Umbrella, etc.
• Prefer Nonprofit Human Services and Education underwriting experience
• Excellent communication skills both in writing and verbal
• Ability to analyze and make decisions in a timely manner
• Working to obtain or has already CPCU or other industry equivalent
• Authorization to work in the U.S.
• Successful completion of a background check

Core Competencies

Demonstrates expertise in underwriting commercial lines for Nonprofit Human Service Organizations and Education Institutions, with a strong focus on risk assessment, relationship management, and compliance with regulatory standards. Proven ability to analyze exposures, price coverages competitively, and mentor support staff effectively.

Highest-signal resume keywords

• Commercial Lines Underwriting
• Risk Assessment
• Relationship Management
• CPCU Certification
• Nonprofit Human Services Experience

Hard Skills

• Underwriting
• Risk Analysis
• Pricing Strategies
• Commercial Property
• General Liability
• Professional Liability
• Worker's Compensation
• Crime Insurance
• Commercial Auto
• Umbrella Insurance

Soft Skills

• Excellent Communication
• Decision-Making
• Mentoring
• Training
• Collaboration

Certifications & Qualifications

• CPCU

Industry Keywords

• Nonprofit Human Services
• Education Institutions
• Regulatory Compliance
• Portfolio Management
• Agency Relationships