Home Equity Loan Closer: Fast, Precise Closings

SoFi; Charlotte (NC); Hybrid; USD 55,000 - 85,000; Full time

Benefits offered by this job

Benefits at SoFi

Job summary

SoFi is seeking an experienced Home Equity Loan Closer in Frisco, TX or Charlotte, NC. The role involves managing closing files, preparing accurate closing packages, and coordinating with title partners to keep loans moving efficiently.

The position requires 2+ years of mortgage closing experience, TRID knowledge, and strong attention to detail. It is a hybrid role with onsite work several days per week, supporting processing, underwriting, and post-closing teams.

Qualifications

• Two or more years of recent mortgage loan closing experience.
• Experience reviewing and preparing mortgage closing documents.
• Experience communicating directly with borrowers or members throughout the closing process.
• Working knowledge of TRID requirements and Closing Disclosures.
• Conventional mortgage loan experience.
• Ability to manage a mixed loan pipeline while meeting production and turnaround-time expectations.
• Strong attention to detail and commitment to accuracy.
• Strong written and verbal communication skills.
• Ability to work independently, multitask, prioritize competing deadlines, and operate with a sense of urgency.

Responsibilities

• Review closing files and documents to ensure they meet company, investor, and compliance requirements.
• Confirm closing documents are prepared within established turn times and consistently meet required deadlines.
• Process a minimum of three files per day during normal business operations and meet fluctuating production expectations established by management.
• Reconcile and approve Closing Disclosures.
• Prepare accurate and complete closing documents and packages.
• Schedule loan closings directly with borrowers.
• Coordinate with title and settlement partners to keep closings moving and resolve outstanding issues.
• Accurately enter, review, and maintain loan documents and information within the loan origination system.
• Use checklists and job aids to confirm all required information is complete and accurate.
• Partner with processing, underwriting, and post-closing teams to correct issues and complete closings.
• Prioritize a pipeline of loans with varying products, deadlines, and levels of complexity.
• Develop an in-depth understanding of the loan life cycle and how closing activities affect members and downstream teams.

Skills

Mortgage closing experience

Reviewing closing documents

Borrower communication

TRID knowledge

Closing disclosures

Attention to detail

Multitasking

Written and verbal communication

Tools

Encompass

Job description

SoFi is seeking an experienced Home Equity Loan Closer in Frisco, TX or Charlotte, NC. The role involves managing closing files, preparing accurate closing packages, and coordinating with title partners to keep loans moving efficiently.

The position requires 2+ years of mortgage closing experience, TRID knowledge, and strong attention to detail. It is a hybrid role with onsite work several days per week, supporting processing, underwriting, and post-closing teams.