Mortgage Loan Closer

On Q Home Loans; United States; Remote; USD 45,000 - 50,000; Full time

Benefits offered by this job

401(K) Plans & company match

Generous PTO & Observed Paid Holidays

Paid Maternity Leave

Supplementary benefits available

Opportunity to work remotely

Job summary

A progressive mortgage company is seeking a Closer who will work remotely and manage the loan closing process efficiently. Candidates should have at least 3 years of experience in closing residential mortgage loans and a proven ability to fund at least 40 loans per month. Strong communication and organizational skills are essential. This role offers a competitive salary along with a monthly performance bonus. Join a dynamic team that prioritizes speed and customer service in the mortgage process.

Qualifications

• Minimum of 3 years recent experience closing/funding residential mortgage loans.
• Proven ability to fund a minimum of 40 loans per month.

Responsibilities

• Update LOS to monitor pipeline and maintain accuracy.
• Prepare and/or review closing disclosures.
• Confirm employment verification within specified timeframe.

Skills

FHA/VA/BOND experience

Strong understanding of LE, CD, TIL and RESPA rules

Excellent organization

Strong verbal and written communication skills

Ability to manage multiple priorities

Education

High school graduate or equivalent preferred

Job description

Director of Recruiting and Executive Thought Leader

At On Q Home Loans, we’re not just in the mortgage business, we’re in the business of moving fast, thinking BIG, and saying yes. Speed isn’t just something we offer, it’s the foundation of how we operate, from first touch to final approval. We believe the mortgage process should feel as seamless and modern as the world we live in and we’re building the tools, systems, and team to make that vision a reality.

Our goal is simple and bold:

Create real certainty in a process that’s often anything but.

That means quicker answers, clearer communication, and a lending experience that moves at the pace of your life. Our goal is to build a world where your mortgage approval happens the same day you apply. Instant decisions, real certainty – powered by technology and built for speed!

We invest in the best people, because we know the right team changes everything. We foster a culture of collaboration, innovation, and excellence, where ideas move fast and results follow. With over 648 loan products, elite-level pricing, and a tailored, tech-powered process, we help you stay competitive, close confidently, and win more deals.

You're never just a number here.

You're the VIP.

Let’s build the future of home lending - together.

Job Title: Closer at On Q Home Loans

Only Candidates in the Mountain Standard Time or Pacific Standard Time Zones will be considered.

Location: Remote

Salary: $45,000 - $50,000 plus monthly performance bonus eligibility

Your Role & Responsibilities

• Enters and updates LOS to monitor pipeline, keeps accurate and timely; working with MCs/Processing/ Underwriting as needed for corrections
• Confirms lock is accurate and correct as needed
• Scans documentation as needed into Encompass
• Prepares and/or Reviews Closing Disclosures
• Prepares Loan Documents for loan closing, ensuring all data needed is included and forward to appropriate parties
• Confirm employment verification within specified timeframe prior to closing
• Reviews Closing Disclosures when received and makes necessary corrections
• Reviews loan package for any errors; communicates with Title, Processor or MC to resolve issues prior to funding
• Reviews all open underwriting conditions for completion
• Balances and confirms with Title after all funding conditions are met and signed off
• Orders warehouse wire as appropriate for individual loan; sends confirmation to all parties once wire is completed in warehouse
• Updates LOS (Encompass) to fund and close loan
• Prepares and sends collateral package to appropriate warehouse
• Other duties as assigned

Education & Experience

High school graduate or equivalent preferred

Minimum of 3 years recent experience closing/funding residential mortgage loans

Proven ability to fund a minimum of 40 loans per month

Knowledge, Skills, and/or Abilities

• FHA/VA/BOND experience preferred
• Strong understanding of LE, CD, TIL and RESPA rules
• Ability to build strong relationships with Loan Officers, production, processing, underwriting, and other internal and external partners
• Ability to prepare and review loans documents with accuracy and attention to detail
• Must be pro‑active
• Excellent organization, time management and attention‑to‑detail abilities
• Strong verbal and written communication skills with focus on customer service
• Ability to read, analyze and interpret business documents, procedural guidelines and government regulations
• Ability to calculate figures and amounts and to apply math concepts
• Ability to manage multiple priorities to meet closing dates
• Able to apply common sense understanding to carry out instructions and to solve problems with variables
• Must be a team player

WHY YOU'LL LOVE WORKING HERE

• Opportunity to work remotely
• 401(K) Plans & company match*
• Generous PTO & Observed Paid Holidays
• Paid Maternity Leave
• Supplementary benefits available
• Diverse and inclusive atmosphere!

NOTE: This job description is not intended to be an exhaustive list of all duties, responsibilities or qualifications associated with this job. Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time.

Guaranteed Rate Inc. DBA On Q Home Loans NMLS 2611 is an Equal Opportunity Employer that welcomes and encourages all applicants to apply regardless of age, race, sex, religion, color, national origin, disability, veteran status, sexual orientation, gender identity and/or expression, marital or parental status, ancestry, citizenship status, pregnancy or other reason protected by law.