Healthcare Practice Lending Specialist

Accordia Bank; Pleasant Grove (UT); On-site; USD 110,000 - 170,000; Full time

Benefits offered by this job

Medical Insurance

Dental Insurance

Vision Insurance

Health Savings Account (HSA)

Flexible Spending Accounts (FSA)

Paid Time Off and holidays

401(k) with Company Match

Tuition Reimbursement

Job summary

Accordia Bank is seeking a Practice Lending Loan Officer to grow the Bank's healthcare lending portfolio and expand relationships with medical, dental, and veterinary practice owners. You will develop new business opportunities, structure and close commercial loans, and build full banking relationships including lending, deposits, and treasury management.

Minimum 5 years of commercial lending experience in banking is required, with strong credit underwriting and financial analysis skills.

Qualifications

• Minimum 5 years of commercial lending experience in a banking environment.
• Strong expertise in financial statement analysis, cash flow analysis, credit underwriting, and commercial loan structuring.

Responsibilities

• Grow Accordia Bank's healthcare lending portfolio and market share in assigned markets.
• Develop and maintain relationships with physicians, dentists, veterinarians, and other healthcare practice owners.
• Build referral networks with healthcare-focused CPAs, attorneys, practice consultants, equipment vendors, and practice brokers.
• Identify and structure financing solutions for practice acquisitions, startup financing, partner buy-ins and buy-outs, expansions, equipment purchases, and working capital needs.
• Educate borrowers throughout the lending process and serve as a trusted advisor for healthcare practice financing decisions.
• Coordinate closing activities with attorneys, appraisers, practice brokers, and internal stakeholders to ensure timely funding.
• Partner with retail banking and treasury management teams to deepen client relationships and increase deposit growth.
• Monitor existing client portfolios and identify opportunities for refinancing, expansion financing, or additional practice acquisitions.

Skills

Commercial lending

Credit underwriting

Financial statement analysis

Relationship management

Communication skills

Tools

Moody's

Sageworks

nCino

Job description

Accordia Bank is seeking a Practice Lending Loan Officer to grow the Bank's healthcare lending portfolio and expand relationships with medical, dental, and veterinary practice owners. You will develop new business opportunities, structure and close commercial loans, and build full banking relationships including lending, deposits, and treasury management.

Minimum 5 years of commercial lending experience in banking is required, with strong credit underwriting and financial analysis skills.