Healthcare Enterprise Practice Leader, Specialized Lending

bankunitedexternal; Orlando (FL); On-site; USD 120,000 - 180,000; Full time

Job summary

BankUnited in Orlando seeks a seasoned Commercial Lender to originate and manage lending solutions for specialized industries. The role involves interviewing applicants, analyzing financial data, and structuring terms with collateral requirements to fit credit policy.

You will lead a team of Corporate Lenders, coach staff, and collaborate with Relationship Managers to grow production and cross-sell bank services while staying compliant with applicable laws.

Qualifications

• Bachelor’s degree in business administration or finance required.
• 4–6 years of C&I lending experience in a specialized area.
• Valid in-state driver’s license required.

Responsibilities

• Achieves individually assigned production/portfolio growth objectives.
• Leads and coaches a team of Corporate Lenders, ensuring that their individual goals are met.
• Interviews loan applicants, and collects and analyzes financial data to determine creditworthiness.
• Establishes and negotiates terms under which credit will be extended, including collateral requirements.
• Monitors loan repayment activities and takes necessary action to collect from past-due accounts.

Skills

C&I Lending

Credit Analysis

Team Leadership

Education

Bachelor's Degree in business administration or finance

Job description

SUMMARY:

This position is responsible for originating commercial lending solutions for specialized industries with specific needs. Incumbents may specialize in Public and Project Finance, Healthcare, ESOPs, Not for Profit, Trade Finance, Technology, Syndications and Debt Capital Markets.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Achieves individually assigned production/portfolio growth objectives.
• Leads and coaches a team of Corporate Lenders, ensuring that their individual goals are met.
• Partners with local Team Leaders and Relationship Managers to introduce Deal Team to opportunities.
• Interviews loan applicants, and collects and analyzes financial and related data to determine the general creditworthiness of the prospect and the merits of the specific loan request.
• Establishes, and negotiates terms under which credit will be extended, including the costs, repayment method, and schedule and collateral requirements.
• Collects and analyzes information that reflects the current creditworthiness of customers and the current merits of existing loans. May obtain information through direct inspection of the applicant's business and/or collateral, review of interim financial reports, personal interview, and other means.
• Presents loan requests to the executive loan committee when the proposed loan dollar volume exceeds the department's lending authority.
• Authorizes or rejects overdrafts in depository account within established authorities.
• Monitors loan repayment activities and takes necessary action to collect from past-due accounts.
• Advise customers, where possible, concerning business management and financial matters.
• Serves as a contact officer for non-borrowing accounts and loan customers for matters relating to other bank services.
• Develops new business by contacting prospects and customers, cross-sells bank services.
• Prepares lending activity reports for department management.
• Keeps abreast of local and national economic, financial, political and legislative events and climates which could have an impact on corporate and commercial lending activities.
• Participates in community affairs to increase the bank's visibility and to enhance new business opportunities.
• Maintains professional and community relations to increase the bank's visibility and new business opportunities, and to further personal development.
• May have supervisory responsibilities.
• Adheres to and complies with applicable, federal and state laws, regulations and guidance, including those related to anti-money laundering (i.e. Bank Secrecy Act, US PATRIOT Act, etc.).
• Adheres to Bank policies and procedures and completes required training.
• Identifies and reports suspicious activity.

SUPERVISORY RESPONSIBILITIES

• Supervises function, projects or services and/or one or more employees, as applicable.
• Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws.
• Responsibilities include interviewing, hiring, and training employees; planning, assigning, and directing work; appraising performance coaching; rewarding and disciplining employees; addressing complaints and resolving problems.

EDUCATION

Bachelor's Degree in business administration and/or finance required

EXPERIENCE

• 4-6 Years of experience in C &I Lending plus in-depth knowledge of a specialized area required

CERTIFICATES, LICENSES, REGISTRATIONS

• DL NUMBER - Driver License, Valid and in State required

ADDITIONAL INFORMATION

• Candidates residing in locations within BankUnited's footprint may be given preference.