Corporate Banking Relationship Manager

bankunitedexternal; Jacksonville (FL); On-site; USD 90,000 - 130,000; Full time

Job summary

BankUnited is seeking a Corporate Banking Relationship Manager in Jacksonville, FL. The role focuses on originating commercial loans and cross-selling BankUnited products to commercial accounts.

Incumbents are expected to meet or exceed production goals and maintain strong relationships with clients. The ideal candidate will have a Bachelor's Degree in business administration and/or finance and 7-9 years of commercial lending experience, plus required licenses as indicated.

Qualifications

• Bachelor's degree in business administration and/or finance is required.
• 7-9 years of commercial lending experience is required.

Responsibilities

• Interviews loan applicants, and collects and analyzes financial data to determine creditworthiness.
• Establishes and negotiates terms under which credit will be extended, including costs, repayment method, schedule and collateral requirements.
• Collects and analyzes information reflecting current creditworthiness of customers and current merits of existing loans; may inspect applicant's business and collateral.
• Presents loan requests to executive loan committee when loan volume exceeds lending authority.
• Monitors loan repayment activities and takes necessary action to collect from past-due accounts.
• Develops new business by contacting prospects and customers, cross-sells bank services.

Education

Bachelor's Degree in business administration and/or finance

Job description

Location: Jacksonville, Florida

A Corporate Banking Relationship Manager is responsible for originating commercial loans and for cross-selling BankUnited products to commercial accounts. Incumbents are expected to meet or exceed production goals.

ESSENTIAL DUTIES AND RESPONSIBILITIES

Include the following. Other duties and special projects may be assigned.

• Interviews loan applicants, and collects and analyzes financial and related data to determine the general creditworthiness of the prospect and the merits of the specific loan request.
• Establishes, and negotiates terms under which credit will be extended, including the costs, repayment method, and schedule and collateral requirements.
• Collects and analyzes information that reflects the current creditworthiness of customers and the current merits of existing loans. May obtain information through direct inspection of the applicant's business and/or collateral, review of interim financial reports, personal interview, and other means.
• Presents loan requests to the executive loan committee when the proposed loan dollar volume exceeds the department's lending authority.
• Authorizes or rejects overdrafts in depository account within established authorities.
• Monitors loan repayment activities and takes necessary action to collect from past-due accounts.
• Advise customers, where possible, concerning business management and financial matters.
• Serves as a contact officer for non-borrowing accounts and loan customers for matters relating to other bank services.
• Develops new business by contacting prospects and customers, cross-sells bank services.
• Prepares lending activity reports for department management.
• Keeps abreast of local and national economic, financial, political and legislative events and climates which could have an impact on corporate and commercial lending activities.
• Participates in community affairs to increase the bank's visibility and to enhance new business opportunities.
• Maintains professional and community relations to increase the bank's visibility and new business opportunities, and to further personal development.
• Adheres to and complies with applicable, federal and state laws, regulations and guidance, including those related to anti-money laundering (i.e. Bank Secrecy Act, US PATRIOT Act, etc.).
• Adheres to Bank policies and procedures and completes required training.
• Identifies and reports suspicious activity.

EDUCATION

Bachelor's Degree in business administration and/or finance required

EXPERIENCE

• 7-9 Years of commercial lending experience required

CERTIFICATES, LICENSES, REGISTRATIONS

• DL NUMBER - Driver License, Valid and in State required

ADDITIONAL INFORMATION

• Candidates residing in locations within BankUnited's footprint may be given preference.