Health Insurance Sales Representative

Savii; Des Moines (IA); Remote; USD 50,000 - 80,000; Full time

Job summary

Savii, a leading ICHRA administration company, is seeking a Health Insurance Sales Representative to work as a 1099 independent contractor. This role involves generating new business, nurturing client relationships, and guiding individuals through enrollment in ICHRA-qualified health plans. Candidates should have or be willing to obtain health insurance licenses in Iowa, Nebraska, Minnesota, and Ohio, and possess strong sales and communication skills.

Benefits

Flexible Work

Commission-Only Structure

Qualifications

• 2+ years of health insurance sales or benefits consulting experience.
• Strong consultative sales abilities and excellent communication skills.
• Understanding of state and federal insurance regulations.

Responsibilities

• Identify and follow up with prospective clients interested in ICHRA plans.
• Conduct needs analyses and present ICHRA solutions.
• Assist clients with enrollment into ICHRA-qualified health plans.

Skills

Consultative Sales

Communication

CRM Proficiency

Education

Bachelor’s degree in Business, Marketing, or related field

Job description

Savii is a leading ICHRA (Individual Coverage Health Reimbursement Arrangement) administration company dedicated to empowering employers and employees with flexible, tax-advantaged health benefits solutions. We partner with companies of all sizes to design, implement, and manage customized ICHRA plans that simplify health coverage and reduce costs.

Position Overview

Savii is seeking an energetic, self-motivated Health Insurance Sales Representative to join our team as a 1099 independent contractor. In this role, you will generate new business, nurture relationships with prospects, craft tailored proposals, and guide individuals through enrollment in ICHRA-qualified health plans. The ideal candidate holds (or is willing to obtain) health insurance licenses in Iowa, Nebraska, Minnesota, and Ohio.

Key Responsibilities

• Prospect Outreach & Follow-Up : Identify, contact, and follow up with prospective employer and individual clients interested in ICHRA plans.
• Consultative Selling : Conduct needs analyses, present ICHRA solutions, and address client questions or objections.
• Proposal Development : Prepare customized proposals and quotes, ensuring compliance with state regulations and plan requirements.
• Enrollment Management : Assist clients and employees with enrollment into ICHRA-qualified health plans, coordinating with carriers and internal teams.
• Relationship Management : Build and maintain strong client relationships to drive renewals, referrals, and ongoing satisfaction.
• Sales Reporting : Maintain accurate records in our CRM system, track sales metrics, and provide regular pipeline updates.
• Continuing Education : Stay current on ICHRA regulations, carrier offerings, and industry trends in all licensed states.

Qualifications & Requirements

• Insurance Licenses : Current health insurance producer license (or willingness to obtain promptly) in Iowa, Nebraska, Minnesota, and Ohio.
• Experience : 2+ years of health insurance sales or benefits consulting experience, preferably with ICHRA or ACA individual market products.
• Skills : Strong consultative sales abilities, excellent verbal and written communication, and proficiency with proposal software and CRM tools.
• Self-Motivation : Proven ability to work independently as a contractor, manage a distributed client base, and meet or exceed sales targets.
• Compliance Focus : Understanding of state and federal insurance regulations and commitment to ethical sales practices.
• Education : Bachelor’s degree in Business, Marketing, or related field preferred (or equivalent experience).
• This is a 1099 independent contractor role. Contractors are responsible for their own taxes, benefits, and licensing fees.
• Commission-Only Structure : Competitive commission rates paid on every enrollment. Rates and schedule to be discussed during interview.
• Flexible Work : Fully remote with the autonomy to manage your own schedule and client outreach.

Location : Remote Contractor (Licensed or willing to obtain health insurance producer licenses in Iowa, Nebraska, Minnesota, and Ohio)

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