Head of ML-Driven Credit Risk & Strategy

Harnham; United States; Vor Ort; USD 180.000 - 270.000; Vollzeit

Zusammenfassung

Harnham is partnering with a fast-growing fintech lender to hire a senior leader who will shape ML-driven credit decisioning, pricing, and growth strategies. This role emphasizes innovation across underwriting, monitoring, and policy evolution rather than maintenance.

Ideal candidates come from fintech lending, embedded finance, or alternative credit, with experience in sub-prime credit strategy and automated decisioning, and a track record translating analytics into business outcomes.

Qualifikationen

• Experience leading in a model-driven environment.
• Ability to translate analytics into business outcomes.
• Open to senior title and fintech sector.

Aufgaben

• Lead credit strategy across the customer lifecycle.
• Oversee portfolio monitoring and performance optimization.
• Drive ML-driven underwriting and decisioning initiatives.
• Evolve credit policy with experimentation.
• Lead Credit Analytics and Data Science capabilities.
• Partner with Product, Engineering, and Executives.

Kenntnisse

Credit strategy

Portfolio monitoring

ML-driven underwriting

Credit analytics

Data science leadership

Cross-functional collaboration

Jobbeschreibung

Harnham is partnering with a fast-growing fintech lender to hire a senior leader who will shape ML-driven credit decisioning, pricing, and growth strategies. This role emphasizes innovation across underwriting, monitoring, and policy evolution rather than maintenance.

Ideal candidates come from fintech lending, embedded finance, or alternative credit, with experience in sub-prime credit strategy and automated decisioning, and a track record translating analytics into business outcomes.