Head of Digital Cash & Payments Platform

Vanguard Group; General Warren Village (PA); Hybrid; USD 180,000 - 260,000; Full time

Job summary

Vanguard is seeking a senior product leader to own strategy, roadmap, and execution for cash management, payments, and money movement. You will scale client-centered experiences across Wealth and Advice, partnering with technology, risk, compliance, and external providers. The role requires deep expertise in U.S.

payments, regulated banking products, and digital product delivery. You will translate complex requirements into clear plans, drive adoption, embed AML/KYC controls, and measure success

Qualifications

• Deep experience building and managing cash management or money-movement digital products within financial institutions or fintech.
• Experience designing consumer banking journeys focused on payments, liquidity, and digital banking.
• Strong understanding of U.S. payment rails, processing, and regulatory considerations.

Responsibilities

• Own cash and money movement product strategy and roadmap across Wealth and Advice.
• Design differentiated experiences that reduce funding friction and deepen engagement.
• Define requirements across ACH, wires, checks, debit and card transactions, transfers, and account funding.
• Modernize high-volume money movement capabilities including reconciliation and lifecycle management.
• Strengthen API integrations, payment orchestration, and ISO 20022 readiness.
• Drive execution from discovery through launch, adoption, and enhancement.
• Embed fraud prevention, AML/KYC, OFAC, and operational controls into roadmap.
• Translate complex banking requirements into clear strategy and delivery plans.
• Use market trends to prioritize build, buy, or partner options with banks and fintechs.
• Build and lead talent with deep payments expertise and product management discipline.
• Coordinate with Cash Management strategy AWS team and PW Tech.
• Measure success through client and advisor experience, adoption, and transaction reliability.

Skills

Cash management

Payments expertise

Product strategy

Agile delivery

Regulatory knowledge

Cross-functional leadership

APIs / ISO 20022

Job description

Vanguard is seeking a senior product leader to own strategy, roadmap, and execution for cash management, payments, and money movement. You will scale client-centered experiences across Wealth and Advice, partnering with technology, risk, compliance, and external providers. The role requires deep expertise in U.S.

payments, regulated banking products, and digital product delivery. You will translate complex requirements into clear plans, drive adoption, embed AML/KYC controls, and measure success