Head of Customer Operations: Loans Fulfillment & Experience

Happy Money

United States

Remote

USD 200,000 - 225,000

Full time

3 days ago
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Benefits offered by this job

Medical/Dental/Vision
Annual bonus
401k match
PTO & sick leave
Parental leave
Disability & Life Insurance
Remote tech stipend
100% distributed workforce

Job summary

Happy Money is seeking an execution-focused Head of Customer Operations to lead Loan Fulfillment, Customer Experience, and Collections. You will own the operations function, optimize verification, and drive efficiency across third-party vendor relationships.

You will oversee risk controls, improve application-to-funding pull-through, and balance growth with customer satisfaction and operational excellence.

Qualifications

  • 10+ years of experience in loan operations, servicing, verifications, and collections.
  • 5+ years of senior leadership experience managing high-performing teams.
  • Proven ability to optimize and scale operations with high risk controls.
  • Experience in fraud prevention, verification, and customer support.
  • Ability to balance growth with compliance and risk management.

Responsibilities

  • Own and drive operational strategy with metrics, driving efficiency and scalability.
  • Optimize application-to-funding, verification, and borrower experience.
  • Lead collections strategies to improve performance and reduce losses.
  • Elevate customer and applicant experience, measuring satisfaction.
  • Manage vendor/partner relationships to support operations objectives.
  • Recruit and develop operational leaders fostering accountability and data-driven decisions.

Skills

Loan operations
Collections
Leadership
Vendor management
Process optimization
Cross-functional collaboration
Risk management
Fraud prevention
AI/automation

Education

Bachelor's degree in Business, Finance, Operations Management, or related field

Job description

Happy Money is seeking an execution-focused Head of Customer Operations to lead Loan Fulfillment, Customer Experience, and Collections. You will own the operations function, optimize verification, and drive efficiency across third-party vendor relationships.

You will oversee risk controls, improve application-to-funding pull-through, and balance growth with customer satisfaction and operational excellence.

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