Growth-Focused Mortgage Loan Officer — Commission & Benefits

Regions Bank; Dallas (TX); On-site; USD 20,000 - 100,000; Full time

Benefits offered by this job

401K with Company Match

Medical, Dental and Vision Benefits

Paid Vacation/Sick Time

Parental Leave

Job summary

Regions Bank in Houston, TX is seeking a Mortgage Loan Officer to direct the origination of residential mortgage loans from a borrower through our branch network.

You will complete applications, evaluate requests, maintain ongoing customer contact, structure loans to comply with regulations, build a marketing plan, cross-sell bank products, read appraisals, and network with real estate professionals to grow production.

Qualifications

• High School Diploma or GED.
• One year of mortgage lending experience with proven production.
• Experience developing external business via referral partners (realtors, builders, financial planners).

Responsibilities

• Complete mortgage applications for submission to the loan processing and underwriting departments.
• Evaluate loan requests, analyze financial data, and determine qualification of collateral and customer credit history.
• Maintain contact with loan customers, communicating progress of loan and obtaining any required documentation.
• Structure loan to comply with acceptable lending practices and Federal regulations.
• Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact.
• Answer customer calls and walk-in customers to discuss various loan products and qualification information.
• Make sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business.
• Cross-sells other bank products and services.
• Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations.
• May participate in networking through professional, business and community organizations and activities to promote and market loan products.

Skills

Organizational skills

Sales acumen

Written and verbal communication

Multi-tasking

Education

Bachelor's degree

Tools

Microsoft Office

Job description

Regions Bank in Houston, TX is seeking a Mortgage Loan Officer to direct the origination of residential mortgage loans from a borrower through our branch network.

You will complete applications, evaluate requests, maintain ongoing customer contact, structure loans to comply with regulations, build a marketing plan, cross-sell bank products, read appraisals, and network with real estate professionals to grow production.