Growth-Focused Commercial Portfolio Manager

Camden National Corp.; Portland (ME); On-site; USD 79,000 - 117,000; Full time

Benefits offered by this job

Health insurance

Paid time off

401(k)

Tuition reimbursement

Employee assistance program

Wellness program

Job summary

Camden National Bank in Portland, ME is seeking a Commercial Portfolio Manager I to manage and maintain a portfolio of commercial loan clients. You will apply underwriting skills to ensure loan policy adherence, financial analysis, risk evaluation, and ongoing portfolio maintenance.

The role emphasizes monitoring customer performance, coordinating with Banking Officers, and assisting with loan closings and renewals.

Qualifications

• 1-2 years of commercial underwriting experience
• Knowledge of commercial banking products including construction lending, asset based lines of credit and letters of credit

Responsibilities

• Monitor the performance of existing commercial customers within an assigned portfolio to ensure compliance with covenants, financial condition and risk rating.
• Discuss any perceived weakness or potential credit problems with the Banking Officer, Director of Commercial Banking and/or other appropriate parties.
• Independently request and follow up the borrowers’ submission of financial information on a monthly, quarterly or annual basis as it applies.
• Analyze work to conform to regulatory guidelines and Bank policies, including Reg B and HMDA.
• Assist with more advanced transactions including preparing loan requests for underwriting.
• Assist with preparation for loan closings by reviewing loan documentation.
• Prepare term sheets and commitment letters in accordance with the approval document.
• Assist with renewals or modifications to existing loans within the portfolio.
• Work with customers and Officers on construction disbursement requests ensuring documentation is obtained.
• Perform routine annual reviews of relationships in the portfolio to ensure accurate risk grades and data integrity.
• Perform site inspections as required.
• Train new team members as needed.

Skills

Critical thinking

Collaboration

Independent work

Written communication

Time management

Attention to detail

Customer interaction

Education

Bachelor’s degree

Job description

Camden National Bank in Portland, ME is seeking a Commercial Portfolio Manager I to manage and maintain a portfolio of commercial loan clients. You will apply underwriting skills to ensure loan policy adherence, financial analysis, risk evaluation, and ongoing portfolio maintenance.

The role emphasizes monitoring customer performance, coordinating with Banking Officers, and assisting with loan closings and renewals.