Growth-Focused Commercial Lender

Civista Bancshares, Inc.; Sandusky (OH); On-site; USD 90,000 - 130,000; Full time

Job summary

Civista Bancshares, Inc. is seeking a Commercial Lender in Sandusky, Ohio to manage and grow a diverse portfolio of loans including C&I, CRE, construction, and lines of credit.

The role emphasizes building strong client relationships, identifying opportunities, and driving loan revenue and deposit growth. Responsibilities include interviewing customers, analyzing financials, presenting lending proposals, and cross-selling banking products while ensuring risk is managed and compliance adhered to.

Qualifications

• Experience in commercial lending, portfolio management, and related products.
• Knowledge of regulatory lending rules and compliance reporting.
• Ability to analyze financial statements and assess creditworthiness.

Responsibilities

• Develop and manage a commercial loan portfolio.
• Interview customers to determine loan requirements and gather necessary information for loan applications.
• Analyze financial statements and data to recommend lending solutions.
• Evaluate creditworthiness and present well-structured lending proposals.
• Offer tailored financial solutions to meet customer objectives while enhancing satisfaction.
• Develop customized loan proposals and present them to customers to secure new business.
• Follow up on pending loan deals and renewals.
• Provide updates on portfolio performance and market developments to leadership.

Skills

Relationship building

Financial analysis

Credit evaluation

Portfolio management

Communication

Excel proficiency

Education

Finance/Management degree or equivalent

Tools

Microsoft Office 365

Financial software

Job description

Civista Bancshares, Inc. is seeking a Commercial Lender in Sandusky, Ohio to manage and grow a diverse portfolio of loans including C&I, CRE, construction, and lines of credit.

The role emphasizes building strong client relationships, identifying opportunities, and driving loan revenue and deposit growth. Responsibilities include interviewing customers, analyzing financials, presenting lending proposals, and cross-selling banking products while ensuring risk is managed and compliance adhered to.