Graduate Credit Analyst: Data‑Driven Risk & Growth

Wayflyer; Charlotte (NC); Hybrid; USD 65,000 - 90,000; Full time

Benefits offered by this job

Annual leave

Private healthcare

Life insurance

Pension plan

Parental leave

Equity

Work abroad option

Job summary

Wayflyer is seeking an analyst in Charlotte, NC, to dive into data behind customers and financials, turning insights into informed lending decisions that support eCommerce growth. You will assess risk, engage with customers on funding needs, and work with sales and operations to optimize outcomes.

Based in our Charlotte HQ with hybrid work (3–4 days onsite to start, then more flexibility). Candidates from diverse finance, economics, engineering or CS backgrounds are encouraged to apply and

Qualifications

• Strong academic record in Business, Finance, Economics, Engineering, Law or Computer Science (completed or near completion).
• Comfort with financial reporting and data analysis is essential.
• Quick learner with a proactive, founder-first mindset and ability to present conclusions.

Responsibilities

• Discover the story behind the data - analyse financial and non-financial data on new and existing customers to understand how their business really works
• Assess and quantify risk - learn to evaluate the challenges of running an eCommerce business and how Wayflyer can fund that growth responsibly
• Connect with customers directly - join regular calls to deepen our understanding of their business models, funding needs, and future plans
• Collaborate with management to build and implement new processes and products
• Support sales and operations by understanding how they win and manage customer relationships
• Learn our existing loan portfolio and portfolio management tools, including when to exit risky relationships
• Collaborate across Wayflyer - partner with teams across the business to connect dots, share insights, and drive impact

Skills

Data analysis

Financial reporting

Excel

SQL

Education

Business / Finance / Economics / Engineering / Law or CS (completed or near completion)

Tools

Excel

SQL

Job description

Wayflyer is seeking an analyst in Charlotte, NC, to dive into data behind customers and financials, turning insights into informed lending decisions that support eCommerce growth. You will assess risk, engage with customers on funding needs, and work with sales and operations to optimize outcomes.

Based in our Charlotte HQ with hybrid work (3–4 days onsite to start, then more flexibility). Candidates from diverse finance, economics, engineering or CS backgrounds are encouraged to apply and