Credit Strategy Lead - Data-Driven Risk & Growth

SoFi; Charlotte (NC); On-site; USD 80,000 - 100,000; Full time

Job summary

SoFi in Charlotte, North Carolina is seeking an experienced individual to lead credit risk strategies. Your role will focus on developing and analyzing strategies for lending products using innovative, mobile‑first technology.

The ideal candidate will have over 4 years of experience in consumer lending and a background in credit risk analysis. Proficiency in analytical tools such as SQL, Python, and Tableau is essential for success in this position, which offers a competitive compensation package and comprehensive benefits.

Qualifications

• 4+ years of related experience in consumer lending or credit risk.
• Direct experience in the credit strategy analytical lifecycle.
• Proven analytical skills using customer performance data.

Responsibilities

• Build risk strategies for pre‑screen and underwriting.
• Conduct data analysis for real‑time lending decisions.
• Monitor strategy performance and drive corrective actions.

Skills

Consumer lending experience

Credit risk analysis

Data analysis

Proficiency in Excel

SQL skills

Python proficiency

Communication skills

Analytical skills

Education

Bachelor's degree in a quantitative field

Master’s or PhD in Statistics, Mathematics, Engineering, or Computer Science

Tools

Tableau

Job description

SoFi in Charlotte, North Carolina is seeking an experienced individual to lead credit risk strategies. Your role will focus on developing and analyzing strategies for lending products using innovative, mobile‑first technology.

The ideal candidate will have over 4 years of experience in consumer lending and a background in credit risk analysis. Proficiency in analytical tools such as SQL, Python, and Tableau is essential for success in this position, which offers a competitive compensation package and comprehensive benefits.