Credit Risk Data Analyst — Hybrid in Charlotte

Paycom - ATS; Charlotte (NC); Hybrid; USD 70,000 - 100,000; Full time

Job summary

Sunlight Financial in Charlotte, NC is seeking a Credit Research Analyst to join the Credit & Pricing team in a hybrid on-site role. You will build data pipelines, maintain reports, and perform ad hoc analyses to support credit decisions.

The ideal candidate will have 1–5 years of analytical experience, strong SQL and Python, and a focus on data quality and documentation to support portfolio management and investor reporting.

Qualifications

• Authorized to work in the United States without sponsorship.
• Ability to work a hybrid schedule in Charlotte, NC.
• 1–5 years of hands-on analytical experience.
• Strong SQL and Python abilities.

Responsibilities

• Own and maintain data pipelines that feed credit policy decisions.
• Build and maintain recurring credit and portfolio reports for internal stakeholders.
• Conduct ad hoc credit analyses to address business questions with clear conclusions.
• Ensure data quality and maintain documentation for reproducibility.

Skills

SQL

Python

Data pipelines

Data wrangling

Communication

Tools

Pandas

APIs

LLM APIs

Job description

Sunlight Financial in Charlotte, NC is seeking a Credit Research Analyst to join the Credit & Pricing team in a hybrid on-site role. You will build data pipelines, maintain reports, and perform ad hoc analyses to support credit decisions.

The ideal candidate will have 1–5 years of analytical experience, strong SQL and Python, and a focus on data quality and documentation to support portfolio management and investor reporting.