Credit Risk Analyst: Data-Driven Underwriting & Growth

ClarityPay Program Services, LLC; Atlanta (GA); On-site; USD 70,000 - 90,000; Full time

Job summary

A financial services provider in Atlanta is seeking an individual with 1–3 years of experience for a role focusing on financial data analysis and optimization. Responsibilities include conducting experiments on economic data, reviewing capital markets, and collaborating with technical teams to develop effective credit strategies. The ideal candidate will have strong SQL skills and hold a Bachelor's or Master's degree in a quantitative field. This position emphasizes creative thinking and the ability to thrive in a dynamic environment.

Qualifications

• 1–3 years of experience in an analytically-driven role (analytics, consulting, finance, etc.).
• Strong working knowledge of SQL and/or experience with Python or R.
• Practical and theoretical knowledge of A/B testing.

Responsibilities

• Perform financial and economic data experimentation to derive critical insights.
• Review capital markets and identify actionable strategies for credit underwriting.
• Optimize merchant limit assignments to balance risk and growth.

Skills

SQL

Python

R

A/B testing

Cross-functional collaboration

Education

Bachelor's or Master's degree in Statistics, Math, Finance, Economics or a related field

Tools

Snowflake

BigQuery

Job description

A financial services provider in Atlanta is seeking an individual with 1–3 years of experience for a role focusing on financial data analysis and optimization. Responsibilities include conducting experiments on economic data, reviewing capital markets, and collaborating with technical teams to develop effective credit strategies. The ideal candidate will have strong SQL skills and hold a Bachelor's or Master's degree in a quantitative field. This position emphasizes creative thinking and the ability to thrive in a dynamic environment.