Global Payments Product Control - Associate

J.P. Morgan; New York (NY); On-site; USD 80,000 - 120,000; Full time

Job summary

J.P. Morgan is seeking a Senior Associate in Payments Product Control in New York. This role involves delivering month-end financial analyses, managing P&L and balance sheet responsibilities, ensuring compliance, and supporting new business initiatives. Candidates should have 3+ years of relevant experience and strong analytical capabilities. The position emphasizes attention to detail, effective communication, and strong stakeholder management. The ideal candidate will be a trusted partner, contributing to continuous improvement across Product Control.

Qualifications

• 3+ years relative experience in Product Control or finance.
• Proven ability to assess control and risk issues.
• Effective collaboration across business and finance.

Responsibilities

• Deliver accurate month-end close for Kinexys Product Control.
• Prepare and analyze P&L and balance sheet.
• Maintain control environment and ensure compliance.

Skills

Analytical capability across P&L and balance sheet

Stakeholder management

Communication skills

Attention to detail

Ability to execute under pressure

Education

Recently qualified or part-qualified CPA / CIMA

Job description

You will work at the heart of a modern payments environment where finance, technology, and control converge to shape the future of banking. Join a fast‑paced team as an associate, a key member of Payments Product Control, delivering the future of "always on" payments. The role also has a clear growth dimension: building Kinexys Blockchain product knowledge, strengthening leadership and stakeholder management skills, and helping shape process and tooling improvements across Product Control. The senior associate is expected to operate with increasing autonomy and become a trusted partner to the business by owning deliverables and driving enhancements.

Job responsibilities

• Deliver accurate and timely month‑end close as part of the Kinexys Product Control team.
• Prepare and analyze P&L and balance sheet, including clear commentary on drivers and movements.
• Investigate, explain, and resolve variances, with root cause analysis and remediation tracking.
• Maintain a strong control environment, ensuring compliance with policies, standards, and P&L minimum requirements.
• Perform key Product Control reconciliations, substantiations, and evidencing, with robust documentation.
• Partner with Kinexys business, Payments F&BM, Technology, and Finance to align deliverables and outcomes.
• Support new business initiatives and changes through impact assessments and requirements gathering.
• Contribute to forecasting and outlook, including validating inputs, challenging assumptions, and explaining variances.
• Support audits, risk reviews, regulatory changes, and continuous improvement across Product Control processes.

Required qualifications, skills, and capabilities

• 3+ Years relative experience.
• Relevant Product Control or closely aligned finance experience within a financial services environment.
• Proven ability to identify, assess, and elevate control and risk issues, with a strong governance mindset.
• Strong analytical capability across P&L and balance sheet, translating movements into clear insights and actions.
• Clear and confident written and verbal communication, including concise Product Control commentary.
• Effective collaboration and stakeholder management across business, Operations, Technology, and Finance.
• Ability to execute under pressure, manage tight close timelines, prioritize effectively, and influence without direct authority.
• High attention to detail, disciplined control approach, and a growth mindset focused on continuous improvement and adaptability.

Preferred qualifications, skills, and capabilities

• Strong accounting fundamentals, with a recently qualified or part‑qualified CPA / CIMA (or equivalent experience).

Eligibility

To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment‑based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co. will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit, including optional practical training (OPT) or curricular practical training (CPT).

Equal Employment Opportunity

We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy, or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans.