Global Payments Product Control - Associate

JPMorgan Chase & Co.; New York (NY); On-site; USD 90,000 - 130,000; Full time

Job summary

JPMorgan Chase & Co. in New York seeks an Associate in Payments Product Control to work at the heart of a fast-paced, modern payments environment.

You will deliver month-end close, analyze P&L and balance sheet, and collaborate with Kinexys teams to align deliverables and maintain strong controls. This role offers growth through building Kinexys product knowledge, strengthening governance, and supporting forecasting, audits, and process improvements across Product Control.

Qualifications

• 3+ years of experience in Product Control or related finance roles.
• Strong governance mindset and risk awareness.
• Analytical skills with ability to translate movements into insights.
• Excellent written and verbal communication.
• Proven collaboration with cross-functional teams.
• Capable of delivering under tight close timelines and changing priorities.
• Preferred CPA/CIMA or equivalent qualifications.

Responsibilities

• Deliver accurate and timely month-end close.
• Prepare and analyze P&L and balance sheet with commentary.
• Investigate variances with root-cause analysis.
• Maintain a strong control environment and ensure policy compliance.
• Perform reconciliations and evidencing with supporting docs.
• Collaborate with Kinexys business, Payments F&BM, Technology and Finance.
• Support new business initiatives and requirements gathering.
• Contribute to forecasting and variance explanations.
• Support audits, regulatory changes and process improvements.

Skills

3+ years experience

Finance experience

Governance mindset

Analytical thinking

Stakeholder management

Communication skills

Ability to work under pressure

Education

CPA/CIMA or equivalent

Job description

You will work at the heart of a modern payments environment where finance, technology, and control converge to shape the future of banking. Join a fast-paced team as an Associate, a key member of Payments Product Control, delivering the future of “always on” payments. The role also has a clear growth dimension: building Kinexys Blockchain product knowledge, strengthening leadership and stakeholder management skills, and helping shape process and tooling improvements across Product Control. The Senior Associate is expected to operate with increasing autonomy and become a trusted partner to the business by owning deliverables and driving enhancements.

Job responsibilities

• Deliver accurate and timely month-end close as part of the Kinexys Product Control team
• Prepare and analyses P&L and balance sheet, including clear commentary on drivers and movements
• Investigate, explain, and resolve variances, with root-cause analysis and remediation tracking
• Maintain a strong control environment, ensuring compliance with policies, standards, and P&L minimum requirements
• Perform key Product Control reconciliations, substantiations, and evidencing, with robust documentation
• Partner with Kinexys business, Payments F&BM, Technology, and Finance to align deliverables and outcomes
• Support new business initiatives and changes through impact assessments and requirements gathering
• Contribute to forecasting and outlook, including validating inputs, challenging assumptions, and explaining variances
• Support audits, risk reviews, regulatory changes, and continuous improvement across Product Control processes

Required qualifications, skills, and capabilities:

• 3+ Years relative experience
• Relevant Product Control or closely aligned finance experience within a financial services environment
• Proven ability to identify, assess, and elevate control and risk issues, with a strong governance mindset
• Strong analytical capability across P&L and balance sheet, translating movements into clear insights and actions
• Clear and confident written and verbal communication, including concise Product Control commentary
• Effective collaboration and stakeholder management across business, Operations, Technology, and Finance
• Ability to execute under pressure, manage tight close timelines, prioritize effectively, and influence without direct authority
• High attention to detail, disciplined control approach, and a growth mindset focused on continuous improvement and adaptability

Preferred qualifications, skills, and capabilities:

• Strong accounting fundamentals, with a recently qualified or part-qualified CPA / CIMA (or equivalent experience)

To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co. will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit, including optional practical training (OPT) or curricular practical training (CPT).