Funding Manager Mortgage Warehouse

Confidential; Germantown (TN); On-site; USD 65,000 - 90,000; Full time

Job summary

Confidential is seeking an experienced professional to manage construction draw funding in a mortgage warehouse lending environment. You will review initial packages, verify required docs, and collaborate with clients to resolve complex funding issues.

Responsibilities include inspecting photos, reconciling percent complete with funded-to-date, and calculating eligible advances. You will escalate gaps to PMs and RM and contribute to process improvements to reduce risk and improve turnaround time.

Qualifications

• 3+ years in mortgage warehouse lending or related draw funding role.
• Experience reviewing 1003s, appraisals, closing disclosures, draw requests, inspections, and CO/Completion docs.
• Ability to validate inspection percent complete and reconcile funded-to-date against remaining to complete.

Responsibilities

• Receive and review initial construction packages.
• Ensure required documentation is obtained for each draw request.
• Work with clients to resolve complex documentation or funding issues.
• Collect and assess inspection photos, reconcile percent complete to funded-to-date.
• Calculate eligible advances for each construction draw.
• Monitor documentation gaps and escalate to PM and RM as needed.
• Partner with PMs, RMs, Operations and clients’ funding teams to resolve gaps.
• Contribute to procedures and controls to improve accuracy and turnaround time.

Skills

Mortgage warehouse lending

Documentation review

Communication

Attention to detail

Excel

Education

Bachelor’s degree preferred

Tools

Warehouse/LOS platforms

Excel

Job description

Key responsibilities

• Receive and review initial construction packages.
• Ensure required documentation is obtained for each draw request.
• Work directly with clients to resolve complex documentation or funding issues.
• For each draw, collect and assess inspection/progress photos; reconcile percent complete to funded-to-date and remaining to complete.
• Calculate eligible advances for each construction draw.
• Monitor and elevate documentation gaps and exceptions to the PM and RM, as applicable.
• Partner with associates (PMs, RMs, Operations) and clients’ funding teams to resolve documentation gaps and timing issues.
• Contribute to procedure updates and control enhancements focused on accuracy, turnaround time, and risk containment.

Qualifications

• 3+ years in mortgage warehouse lending and/or related industry experience (e.g., construction draw administration or mortgage operations with draw funding responsibilities); title/closing or loan administration experience preferred.
• Skilled in reviewing 1003s, appraisals, closing disclosures, draw requests, inspections, and CO/Completion documentation.
• Ability to validate inspection percent complete, reconcile to funded-to-date, and apply FHB advance limits.
• Strong documentation review and reconciliation skills; high accuracy in calculations and recordkeeping.
• Proficiency with warehouse/LOS platforms and Excel for tracking, reconciliations, and reporting.
• Clear written and verbal communication with internal associates and clients; able to manage volume and deadlines.
• Bachelor’s degree preferred.