Fund Finance Credit Underwriter & Portfolio Manager

Banco Santander SA; Miami (FL); On-site; USD 86,000 - 135,000; Full time

Job summary

Santander Corporate & Investment Banking seeks an Associate in Fund Finance Credit Underwriting & Portfolio Management (First Line of Defense) in the United States. You will support underwriting, structuring, execution, and active portfolio management of fund finance transactions for private capital clients, using independent credit judgment.

This role covers credit analysis, portfolio monitoring, covenant compliance, and post-close reviews, partnering with Product, Capital Markets, Legal, and

Qualifications

• 2-6 years of experience in credit-intensive financial services roles.
• Strong Excel and financial modeling skills.
• Experience with subscription facilities, NAV-based lending, or fund-level financing is a plus.

Responsibilities

• Prepare and manage underwriting for fund finance transactions.
• Monitor covenant compliance and collateral quality.
• Develop clear credit recommendations with mitigants.
• Manage a portfolio of fund finance transactions and monitor risk.
• Mentor junior team members and support process improvements.

Skills

Credit underwriting

Financial analysis

Portfolio management

Risk assessment

Financial modeling

Education

Bachelor's degree in Finance/Accounting/Economics/Business/Engineering/Mathematics

Bank-certified course in Credit Training

Tools

Excel

Financial modeling software

Job description

Santander Corporate & Investment Banking seeks an Associate in Fund Finance Credit Underwriting & Portfolio Management (First Line of Defense) in the United States. You will support underwriting, structuring, execution, and active portfolio management of fund finance transactions for private capital clients, using independent credit judgment.

This role covers credit analysis, portfolio monitoring, covenant compliance, and post-close reviews, partnering with Product, Capital Markets, Legal, and