Fraud Senior Specialist I

Gamma Phi Omega International; Charlotte (NC); On-site; USD 60,000 - 90,000; Full time

Job summary

Truist Financial Corporation in Charlotte seeks a fraud analyst to assess risk and decide on fraud cases across multiple intake channels. You will analyze account activity and apply policies to determine appropriate actions.

Responsibilities include researching transactions, investigating alerts, and communicating with internal and external partners. The role requires strong analytical skills, the ability to work in a high‑stress environment, and flexibility in hours.

Qualifications

• Associate degree or equivalent education and related training.
• 3–5 years in banking, financial industry, or related experience.
• Ability to learn and perform complex processes per procedures.
• Strong investigative, analytical, and critical thinking skills.
• Strong work prioritization and time management skills.
• Strong interpersonal, communication and client service skills.
• Proficiency in basic computer applications (Microsoft Office).

Responsibilities

• Analyze and decision multiple Fraud related cases or alerts.
• Use banking systems to research all transactional information for fraud.
• Conduct client research.
• Apply critical thinking to decisions on alert types.
• Use internal and external applications to aid fraud investigations.
• Resolve cases with attention to timelines in fraud function.
• Communicate with internal and external partners.
• Participate in fraud-related training to stay updated on laws and regulations.

Skills

Analytical thinking

Investigative skills

Time management

Interpersonal skills

Communication skills

Attention to detail

Education

Associate degree or equivalent

Bachelor's degree (preferred)

Tools

Microsoft Office

Job description

Please review the following job description:

Perform research and loss mitigation efforts across multiple intake channels to decision Fraud related cases and alerts. Researches and analyzes account activity to assess the level of risk and make decision in accordance with applicable corporate and departmental policies and procedures.

ESSENTIAL DUTIES AND RESPONSIBILITIES

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

1. Analyze and decision multiple Fraud related cases or alert types.
2. Utilize banking systems to investigate and research all transactional information to ensure that Fraud requirements are met.
3. Conduct client research.
4. Use critical thinking skills to make well supported decisions relative to the alert type.
5. Utilize internal and external applications to assist in the investigation and research of all applicable alerts
6. Efficiently and effectively resolve cases or alerts with awareness of all timelines as directed by relative to Fraud function.
7. Support effective communication with internal and external partners or clients.
8. Participate in Fraud related training that may include webinars, periodicals and self -study in order to stay abreast of any related changing laws and regulations

QUALIFICATIONS

Required Qualifications:

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

1. Associates Degree or equivalent education and related training
2. Three - Five years of banking, financial industry or related experience; preferably in a branch, audit, compliance, legal, risk or lending related capacity.
3. Ability to learn and perform complex processes in order to meet the spirit and letter of the procedures, policies and regulations that govern the department.
4. Strong investigative, analytical, and critical thinking skills
5. Strong work prioritization and time management skills
6. Strong interpersonal, communication and client service skills
7. Demonstrated proficiency in basic computer applications such as Microsoft Office software products
8. Ability to work in a high-stress, fast-paced, rapidly changing environment.
9. Ability and willingness to work flexible hours as required by the function

Preferred Qualifications:

1. Bachelor's Degree
2. Experience in investigation, law enforcement, or lending role
3. Knowledge of Fraud regulations and/or related compliance requirements, including reporting and record retention requirements
4. Experience in Fraud and/or compliance-related role, whether in a client facing or backroom/operational role

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.

EEO is the Law E-Verify IER Right to Work

Regular or Temporary:

Regular

Language Fluency: English (Required)

Work Shift:

1st shift (United States of America)