Fraud Rules Analyst – Remote

Pleo; United States; Hybrid; USD 90,000 - 130,000; Full time

Benefits offered by this job

Pleo card

Lunch allowance

Private healthcare

25 days holiday

Hybrid/Remote options

Mental health support

Parental leave

Job summary

Pleo is seeking a Fraud Analyst to join our Decision Intelligence team and strengthen how we detect, prevent, monitor, and respond to fraud risk across our financial crime decisioning setup.

You will translate fraud patterns into rules, monitor rule performance, test rules, review alert behavior, and ensure controls remain effective, explainable, and proportionate. You will collaborate with FraudOps, AML, Product, Engineering, Data, Compliance, and Legal to align changes.

Qualifications

• Experience as a Fraud Analyst, Risk Analyst, Fraud Strategy Analyst, Fraud Rules Analyst, Decisioning Analyst, or similar.
• Hands-on experience with a decisioning tool, fraud rules engine, risk platform, or internal decisioning system.
• Experience creating, testing, monitoring, or tuning fraud rules, thresholds, scenarios, or risk logic.
• Strong analytical skills and comfort working with data to assess rule performance and fraud patterns.
• Good understanding of fraud typologies, especially card fraud, transaction fraud, account misuse, or payment fraud.
• Ability to balance fraud prevention with customer impact and operational workload.
• Experience working with false positives and understanding that good fraud controls require continuous monitoring and tuning.
• Strong written communication skills, with the ability to explain rule logic, rationale, risks, and expected outcomes clearly.
• Comfort working cross-functionally with FraudOps, Product, Engineering, Compliance, and Data teams.
• A structured mindset and appreciation for documentation, traceability, governance, and change control.
• Fintech, banking, payments, spend management, or regulated financial services.
• SQL or basic data analysis.

Responsibilities

• Operate and improve fraud decisioning capability with focus on card fraud and related financial crime risk scenarios.
• Support end-to-end fraud rule lifecycle: proposal, testing, deployment, monitoring, tuning, rollback.
• Work in or with decisioning tools and rule engines to support fraud detection logic.
• Analyse fraud patterns, alert trends, false positives/negatives, and rule performance.
• Translate insights and stakeholder requests into clear rule proposals.
• Assess whether new rules or threshold changes are justified by data.
• Monitor post-deployment rule performance and adjust rules as needed.
• Maintain documentation for fraud rules, rationale, and testing outcomes.
• Collaborate with FraudOps, AML, Product, Engineering, Data, Compliance, and Legal.

Skills

Fraud analysis

Decisioning tools

SQL

Data analysis

Cross-functional collaboration

Tools

Fraud rules engine

Job description

Pleo is seeking a Fraud Analyst to join our Decision Intelligence team and strengthen how we detect, prevent, monitor, and respond to fraud risk across our financial crime decisioning setup.

You will translate fraud patterns into rules, monitor rule performance, test rules, review alert behavior, and ensure controls remain effective, explainable, and proportionate. You will collaborate with FraudOps, AML, Product, Engineering, Data, Compliance, and Legal to align changes.