Fraud Decisioning Analyst (Remote)

Pleo; United States; On-site; USD 90,000 - 150,000; Full time

Benefits offered by this job

Private healthcare

Hybrid or remote options

25 days holiday + public holidays

Lunch provided or allowance

Parental leave

Job summary

Pleo is seeking an AML Analyst to join the Decision Intelligence team to strengthen detection, prevention, and monitoring of financial crime risk in our fraud decisioning setup.

The role focuses on translating patterns into rules, testing and tuning them, and ensuring explainable, proportionate controls. You will collaborate across FraudOps, Product, Engineering, Data, and Compliance to maintain effective risk management.

Qualifications

• Experience as a Fraud Analyst, Risk Analyst, Fraud Strategy Analyst, Fraud Rules Analyst, Decisioning Analyst, or similar.
• Hands-on experience with a decisioning tool, fraud rules engine, risk platform, or internal decisioning system.
• Experience creating, testing, monitoring, or tuning fraud rules, thresholds, scenarios, or risk logic.
• Strong analytical skills and comfort working with data to assess rule performance and fraud patterns.
• Good understanding of fraud typologies, especially card fraud, transaction fraud, account misuse, or payment fraud.

Responsibilities

• Supporting the end-to-end fraud rule lifecycle: from rule proposal and analysis through testing, deployment, monitoring, tuning, and rollback.
• Working directly in, or closely with, decisioning tools and rule engines to support fraud detection logic.
• Analysing fraud patterns, alert trends, false positives, false negatives, and rule performance.
• Translating FraudOps insights and stakeholder requests into clear, structured rule proposals.
• Helping assess whether new rules or threshold changes are justified by data.
• Monitoring post-deployment rule performance and identifying when rules need adjustment.
• Supporting daily operational requests related to fraud controls, while ensuring changes are traceable and well documented.
• Partnering with FraudOps, AML, Product, Engineering, Data, Compliance, and Legal to make sure decisioning changes are aligned and risk-aware.
• Maintaining clear documentation for fraud rules, rationale, expected impact, testing outcomes, and monitoring results.
• Helping reduce single points of failure by building repeatable processes and stronger business continuity around fraud decisioning.

Skills

Fraud analysis

Decisioning tools

SQL

Data analysis

Cross-functional collaboration

Fraud patterns

Tools

Fraud rules engine

Job description

Pleo is seeking an AML Analyst to join the Decision Intelligence team to strengthen detection, prevention, and monitoring of financial crime risk in our fraud decisioning setup.

The role focuses on translating patterns into rules, testing and tuning them, and ensuring explainable, proportionate controls. You will collaborate across FraudOps, Product, Engineering, Data, and Compliance to maintain effective risk management.