Fraud Risk & Strategy Leader — Global Banking

Monzo; United States; Hybrid; USD 145,000 - 187,000; Full time

Benefits offered by this job

Incentive awards

£1,000 learning budget

Macbooks for all employees / remote 2-

Job summary

Monzo is seeking a Senior Fraud Risk Manager to lead our global Fraud Disputes Risk team and collaborate with Product, Engineering and Data to implement robust controls. You will drive end-to-end programs, manage cross‑functional squads, and ensure a strong risk posture as Monzo grows.

You'll shape fraud strategy for UK/EU markets, leverage threat intelligence and analytics, and nurture a high-performing team in a fast-paced, regulated environment with a focus on customer trust.

Qualifications

• Experience leading fraud strategy and risk teams in fast-moving, regulated environments.
• Deep knowledge of UK and EU fraud regulations.
• Ability to design technology-driven fraud strategies scalable across operations.
• Proven track record delivering end-to-end projects and large-scale change.
• Comfort using data and analytics to inform decisions.

Responsibilities

• Lead the fraud disputes risk team and partner with cross-functional fraud squads.
• Build relationships with Product, Engineering, Data, and Operations to design controls.
• Champion a positive team culture and keep initiatives on track.
• Translate fraud strategy into practical roadmaps for UK and EU Banks.
• Embed threat intelligence and analytics to detect trends and improve controls.

Skills

Fraud risk management

Leadership

UK/EU regulations

Cross-functional collaboration

Data-driven

Change management

Education

Industry qualification (ICA/Cifas/ACAMS/CFE)

Job description

Monzo is seeking a Senior Fraud Risk Manager to lead our global Fraud Disputes Risk team and collaborate with Product, Engineering and Data to implement robust controls. You will drive end-to-end programs, manage cross‑functional squads, and ensure a strong risk posture as Monzo grows.

You'll shape fraud strategy for UK/EU markets, leverage threat intelligence and analytics, and nurture a high-performing team in a fast-paced, regulated environment with a focus on customer trust.