Fraud & Decision Platforms Engineer (Hybrid Plano)

Republic Finance, LLC; Plano (TX); Hybrid; USD 90,000 - 130,000; Full time

Benefits offered by this job

Health, Dental, & Vision Insurance

15 days PTO + personal holiday

401k + employer match

Life Insurance & Long Term Disability

Employee Assistance Program

Job summary

Republic Finance, LLC seeks a technically strong, detail-oriented professional to join the Fraud and Decision Platforms team in Plano, TX. You will translate business policy into decision logic, deploy ML models, and connect platforms to data vendors and internal systems in a hybrid role.

Responsibilities include governance, rigorous testing, and monitoring of decision outcomes. Strong programming, SQL, Python, and BI skills are essential in this fast-evolving lending environment.

Qualifications

• Bachelor’s degree or equivalent in quantitative/technical field; advanced degree attractive.
• 1–3 years of professional experience programming, working with databases, and configuring Decision Platforms such as GDS Link Modellica, Provenir, FICO, Experian PowerCurve or comparable engines.
• Intermediate to Advanced knowledge of SQL, Snowflake and relational databases.
• Intermediate to Advanced knowledge of Python.
• Intermediate to Advanced knowledge of Excel and BI skills; Power BI preferred.
• Familiarity with REST APIs and JSON/XML payloads; experience with Postman.

Responsibilities

• Implement credit, underwriting and fraud policies within decision platforms, translating requirements into decision flows and logic.
• Deploy ML models into decision platforms via PMML, native scorecard logic, or API calls; validate in-platform scoring matches model outputs.
• Coordinate with data vendors, bureaus and partners to build connectors for API-driven decisioning.
• Collaborate with business teams; document decision logic, assumptions and edge cases for auditability.
• Develop understanding of Republic Finance’s loan origination, servicing and data platforms and how the decision engine interacts end to end.
• Establish governance, version control, change management, release docs and rollback procedures.
• Perform thorough testing before production releases (unit, regression, integration, UAT) using Postman and automated tests; build reusable test libraries.
• Monitor post-implementation metrics (volumes, approval rates, error rates, response times) to ensure business success criteria.
• Troubleshoot production issues; perform root cause analysis and implement preventive controls.

Skills

SQL

Snowflake

Python

Excel

Power BI

REST APIs

JSON

XML

Postman

Testing

Analytical thinking

Communication

Release governance

Education

Bachelor’s degree or equivalent

Advanced degree (attractive)

Tools

GDS Link Modellica

Provenir

FICO

Experian PowerCurve

Git

Postman

Job description

Republic Finance, LLC seeks a technically strong, detail-oriented professional to join the Fraud and Decision Platforms team in Plano, TX. You will translate business policy into decision logic, deploy ML models, and connect platforms to data vendors and internal systems in a hybrid role.

Responsibilities include governance, rigorous testing, and monitoring of decision outcomes. Strong programming, SQL, Python, and BI skills are essential in this fast-evolving lending environment.