Fraud Analyst

INTERNATIONAL BANK OF COMMERCE; United States; Presencial; USD 60.000 - 90.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Medical Plan

Employer Paid Life Insurance

Flexible Spending Program

401k Profit Sharing Program

Vision

Dental

Disability Tuition Assistance Program

Sick Leave

Vacation Paid Holidays

Descripción de la vacante

IBC Bank seeks a Fraud Analyst to support data trends in check fraud, chargebacks, and disputes. You will utilize the VISA Data Manager and contribute to reporting processes within the Fraud Department.

The role requires strong analytical, communication, and data skills with focus on improving Reg E workflows and fraud-related reporting.

Formación

• Excellent verbal and written communication skills.
• Superb analytical skills.
• Ability to organize and analyze complex data sets.
• Strong interpersonal and organizational skills.
• Understanding AML risks within a business unit and developing automated solutions.
• Proficient with pivot tables and advanced data analysis.

Responsabilidades

• Serve as liaison to Fraud division for Day 2 Review Report, VISA Data Manager, and other systems.
• Collaborate with FIU to identify business needs and provide solutions.
• Plan, elicit, capture, analyze and validate requirements to improve Check Fraud and Reg E processes.
• Analyze current business processes and underlying systems; document findings.
• Prepare reporting documents for Reg E Stale Items, loss analysis, and fraud reports.
• Develop sample reviews for Day 2 Review and ensure proper holds.

Conocimientos

Data analysis

Requirements gathering

Stakeholder liaison

AML risk understanding

Pivot tables

Communication

Data reporting

Educación

Bachelor's degree in Business Administration or related field

Descripción del empleo

IBC Bank successes are the result of an aggressive and innovative attitude. The Bank's \"We Do More\" philosophy reflects its dedication to the growth and success of its employees, customers and communities. IBC bank hires talented, creative and dedicated individuals to help our business succeed. We are a company that values leadership, community engagement and relationship building that leads to a culture of excellence. We are currently seeking to fill positions across all business segments. IBC's focus is to be customer centric and strive to provide excellent customer experience. Time Type: Full time This is an in-office position. Department: 775 Fraud

Job Summary

The Fraud Analyst is responsible for the analysis and support of all data trends related to Check Fraud chargebacks, charge-offs, and Red E disputes. Utilize the VISA Data Manager system for data analysis; develop processes for Fraud department related reporting.

Job Description

ESSENTIAL JOB FUNCTIONS

The statements on this job description are intended to describe the general nature of level of work being performed by incumbents. They are not an exhaustive list of all responsibilities, duties, and skills required by all incumbents. Serve as key liaison to Fraud division for addressing specific business functions related to the Day 2 Review Report, VISA Data manager, VISA Resolve OnLine (VROL), and other systems as they become available Collaborate with FIU division to identify, document and communicate business needs and provide solutions Plan, elicit, capture, analyze and validate business, functional and technical requirements to improve processes for the Check Fraud and Reg E teams Perform current state analysis of existing business systems, applications and functions Produce timely and high-quality requirements-related work products, including requirement specifications and process flows Answer questions and clarify requirements for Fraud related system and enhancement requests Document, analyze and assess current business processes and underlying systems / applications Prepare reporting documents to track Reg E Stale Items, Profit & Loss analysis, top vendor fraud reports, VISA Risk Management alerts, Chargebacks, and Charge-offs Prepare analytical write-ups, supported with empirical evidence, defining current trends along with proposed solutions to resolve developing issues Prepare sample reviews for the Day 2 Report Review team to study items where the team did not place proper holds Other duties as required by the Fraud Department

SKILLS

Excellent verbal and written communication skills Superb analytical skills Ability to organize and analyze complex data sets Strong interpersonal and organizational skills Ability to easily grasp and comprehend AML risks specific to a business unit and develop extensive user requirements as well as recommend automated solutions to reduce those risks Ability to use pivot tables and work with an advanced statistical database and statistical methods and functions

EDUCATION & EXPERIENCE

Bachelor's degree in Business Administration or related technical discipline or 1-2 year’s work experience in said field preferred Computer literacy and proficiency in Microsoft Office Suite (Word, Excel, Project, PowerPoint)

IBC Bank was founded in 1966 to meet the needs of small businesses in Laredo, Texas. The bank's success is a result of an aggressive and innovative attitude. The Bank's \"We Do More\" philosophy reflects it's dedication to the growth and success of it's employees, customers and communities. Our commitment to \"Do More\" for the communities we serve permeates our company from top down. The success of IBC and it's 50 consecutive years of growth and profitability are due to strong leadership, customer centric business philosophy and our motto of \"Doing More\" in our communities. Wait there's more! We offer a comprehensive benefits package, based on eligibility, benefits include:

• Medical Plan
• Employer Paid Life Insurance
• Flexible Spending Program
• 401k Profit Sharing Program
• Supplemental Benefit Programs such as: Vision
• Dental
• Disability Tuition Assistance Program
• Sick Leave
• Vacation Paid Holidays