FP&A Analyst

LendingOne, LLC; Boca Raton (FL); On-site; USD 90,000 - 120,000; Full time

Benefits offered by this job

Work-From-Home Fridays

401(k) match

Medical, dental, vision

Paid time off

Learning & development opportunities

Job summary

LendingOne, LLC, a private real estate lender headquartered in Boca Raton, FL, seeks a finance/data professional who will turn complex financial information into actionable insights, strengthen reporting controls, and automate workflows using AI. This role supports capital, accounting, and forecasting processes across multiple offices.

You will leverage advanced analytics and collaborate with cross-functional teams to improve accuracy and efficiency in month-end close and reporting cycles.

Qualifications

• Bachelor's degree in Accounting required.
• Proficiency in Excel and Google Workspace.
• Familiarity with accounting software (QuickBooks, Sage or similar).
• Excellent organizational skills and attention to detail; ability to manage multiple tasks.
• Strong written and verbal communication.

Responsibilities

• Prepare weekly Capital Market Reports, advising of balances and cash forecasting.
• Review and issue monthly, quarterly and annual compliance reports to Warehouse Lenders.
• Prepare monthly/quarterly/annual P&L analyses and Budget vs. Actuals for management updates.
• Perform sensitivity analyses on forecasts and operating assumptions.
• Conduct ad hoc reporting for special projects.

Skills

Excel

Google Workspace

Attention to detail

Communication skills

Multitasking

Troubleshooting

Education

Bachelor's degree in Accounting

Tools

QuickBooks

Sage

Job description

Description

LendingOne is a direct private lender for Real Estate professionals headquartered in Boca Raton, FL with additional offices in Charlotte, NC and Great Neck, NY. LendingOne made the Inc. 500 list of the fastest-growing private companies in America in 2019. Along with being rated one of the Top Workplaces in 2025 - for the fourth consecutive year - by Sun Sentinel!

Requirements

Position Overview:

This is a high-impact role at the intersection of finance, data and innovation. You’ll turn complex financial information into meaningful insights, strengthen reporting and controls, and help keep our capital and accounting processes running smoothly. You’ll also leverage AI and automation to eliminate manual work, improve accuracy, and build smarter, faster workflows. If you love digging into the numbers, solving problems, and finding a better way to get things done, this role is for you!

Responsibilities

Reporting

• Prepare weekly Capital Market Reports, advising of existing balances and utilization of each line of credit, pending trades and impending inflows of capital to advise of overall impact to the company’s cash forecasting.
• Review and issue monthly, quarterly and annual compliance reports to Warehouse Lenders to ensure that LendingOne is meeting/exceeding stated balance sheet covenants.
• Prepare monthly, quarterly and annual reports consisting of Company and Segment level Budget vs. Actuals variance, Profit and Loss Analysis, and Origination performance for use in Management Updates and Quarterly Board Meetings.
• Perform sensitivity analysis on contemplated changes to forecasts and changes to operating assumptions on overall profitability.
• Conduct ad hoc reporting for special projects as required.

AI / Workflow Optimization

• Collect and load data into front end database tools that facilitate month end close processes.
• Automate repetitive data entry, accelerate the month-end Accounting close, and improve forecasting accuracy using machine learning and generative tools.
• Work with third parties such as banks and servicers to expedite and automate the flow of information into LendingOne’s systems and leverage API’s and other interfaces where available.

Quality Control

• Evaluate complex financial documents, research codes, and flag inconsistencies.
• Compare measurable outputs against established tolerance limits and address material variances
• Provide feedback to team members and management on identifiable root issues causing fluctuation from norms in an effort to reduce error rates.

Diligence and Audit Support

• Organize requests, tracking, and fulfillment of samples/selections for external Audit and bank diligence requests.
• Initiate and oversee the production of assurance related reporting – eg. Valuation updates, bank confirmations, sub-entity trial balances, etc. from external third parties.
• Work with internal parties to ensure the tie out and correct format for supporting schedules in monthly Accounting Department work papers.
• Review existing accounting systems and policies to spot compliance risks.

Qualifications

• Bachelor's degree in Accounting is required
• Intermediate to advanced level proficiency in Excel
• Familiarity with accounting software (QuickBooks, Sage, or similar systems)
• Excellent organizational skills, attention to detail, and ability to manage multiple tasks
• Proficient in Google Workspace
• Ability to troubleshoot and resolve discrepancies efficiently
• Strong communication skills, both written and verbal

Benefits

Why LendingOne:

• Diverse and inclusive workplace, with a supportive and friendly team
• Company awards, recognitions, and community involvement opportunities
• Comprehensive benefits package: medical, dental, vision, short and long-term disability, flexible spending accounts, generous 401(k) match, and more!
• 10 Company-paid holidays, and Paid-time Off
• Work-From-Home Fridays!
• Regular company-sponsored lunches, team-building and social events, and company swag to promote engagement and connection
• We believe in promoting from within
• Dedicated Learning & Development Team: comprehensive technical training, career paths, and education reimbursement opportunities!

LendingOne is an Equal Employment Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, national origin, gender, age, religion, disability, sexual orientation, veteran status, or marital status.