Fintech Risk & Compliance Analyst

Inclined; Sausalito (CA); On-site; USD 80,000 - 100,000; Full time

Benefits offered by this job

Competitive pay

Employer-paid healthcare

Stock options

Generous time off

Job summary

Inclined in Larkspur, CA is seeking a Risk and Compliance Analyst to help build and scale our regulatory program across bank partners. You will support and develop our compliance framework as we scale our network and ensure audit-readiness.

The role reports to the Chief Compliance and Enterprise Risk Officer and collaborates with the Chief Capital Officer and Operations leadership to formalize processes in a fast-growing fintech startup.

Qualifications

• Bachelor's degree required.
• 1-3 years of experience in compliance, audit, or a related field; experience with bank-fintech partnerships, consumer lending, or insurance-adjacent financial products a plus.
• Strong organizational skills and high attention to detail; comfortable managing multiple concurrent deadlines (license renewals, audit requests, questionnaires).
• Advanced data skills; comfort working with large amounts of data and building trackers and reports; ability to drive efficiency/automation using AI.
• Excellent written and verbal communication skills, with the poise to interact directly with bank partners and senior leadership.
• Self-starter who can operate with ambiguity and help build process in a small, fast-moving company.
• Sound judgment, discretion, and a collaborative, roll-up-your-sleeves mindset

Responsibilities

• Support the regulatory compliance requirements of Inclined's bank partners, including monitoring and helping maintain compliance with applicable federal and state laws as they apply to our lending programs.
• Perform post-close quality assurance reviews on funded transactions to confirm compliance with bank partner requirements, internal policies, and applicable regulations; identify exceptions and support root-cause and remediation efforts.
• Ongoing reviews of existing and potential vendors Inclined may utilize as part of its vendor management program, including conducting and updating annual assessments.
• Field and respond to incoming compliance questionnaires, due diligence requests, and information requests from bank partners, auditors, and other counterparties.
• Assist with maintaining Inclined's corporate and state licensing portfolio, including tracking renewal deadlines, supporting license renewal applications and license-related audits and examinations.
• Participate in various dialogues and working sessions with bank partners on compliance matters, program updates, and regulatory changes; help prepare materials and talking points as needed.
• Maintain compliance tracking logs, documentation, and reporting to support audit-readiness and internal oversight.
• Targeted internal audit activities as needed.
• Monitor changes in relevant banking and consumer finance regulations and help assess their impact on Inclined's programs.
• Participate in various workstreams related to our SOC compliance requirements.
• Support the Chief Compliance and Enterprise Risk Officer and Chief Capital Officer on ad hoc compliance, risk, and bank partnership projects as they arise.

Skills

Data analytics

Attention to detail

Organizational skills

Communication skills

AI automation

Education

Bachelor's degree

Job description

Inclined in Larkspur, CA is seeking a Risk and Compliance Analyst to help build and scale our regulatory program across bank partners. You will support and develop our compliance framework as we scale our network and ensure audit-readiness.

The role reports to the Chief Compliance and Enterprise Risk Officer and collaborates with the Chief Capital Officer and Operations leadership to formalize processes in a fast-growing fintech startup.