Fintech Product Counsel: Regulatory & Contract Lead

ClarityPay; New York (NY); On-site; USD 180,000 - 220,000; Full time

Benefits offered by this job

Equity package

Medical, dental, vision benefits

401k with employer match

Job summary

ClarityPay is seeking a Product Counsel to join our growing fintech and lead regulatory and commercial contracting support. This foundational legal hire will serve as an in-house generalist focusing on consumer and small business lending regulations and product development.

Based in New York, NY, the role reports to the Chief Legal & Compliance Officer and collaborates with compliance, risk, and product teams to translate regulatory changes into practical guidance, policies, and scalable

Qualifications

• J.D. from a top-tier law school and bar admission in good standing.
• 7+ years of total legal experience.
• At least 2 years of law firm experience.
• Deep experience advising clients on consumer financial services matters.
• Contract drafting and negotiation experience.
• Strong legal research and analytical abilities.
• Excellent written and verbal communication.
• Ability to leverage AI tools for legal work.

Responsibilities

• Serve as in-house subject matter expert on consumer and small business lending regulations.
• Lead regulatory requirements for new product development and implementation.
• Provide regulatory advice and risk assessments for new financial products.
• Support compliance and customer service on inquiries and regulator interactions.
• Collaborate with stakeholders on policies, procedures, and processes.
• Project-manage key legal and compliance projects.
• Support or own other legal projects as directed by the Chief Legal & Compliance Officer.

Skills

Regulatory compliance

Contract drafting

Legal research

Communication skills

AI tools for legal work

Education

Juris Doctor (JD)

Job description

ClarityPay is seeking a Product Counsel to join our growing fintech and lead regulatory and commercial contracting support. This foundational legal hire will serve as an in-house generalist focusing on consumer and small business lending regulations and product development.

Based in New York, NY, the role reports to the Chief Legal & Compliance Officer and collaborates with compliance, risk, and product teams to translate regulatory changes into practical guidance, policies, and scalable