Fintech & Payments Equity Research Associate — Insights

Morgan Stanley; New York (NY); On-site; USD 150,000 - 200,000; Full time

Job summary

Morgan Stanley's Equity Research team in the United States seeks an experienced Associate to join the Fintech & Payments group, building financial models and writing reports. You will monitor industry news and develop relationships with investors, supporting senior colleagues across coverage areas.

The role emphasizes rigorous analysis, clear communication, and collaborative teamwork, with exposure to senior management and cross-functional stakeholders. On-site in New York.

Qualifications

• At least 2 years of professional experience in equity research, investment banking, and/or the fintech industry.
• Experience using Excel to build and maintain three-statement financial models; advanced Excel proficiency is required.
• Professional writing experience, including crafting equity research notes and developing industry reports.
• Strong attention to detail is a must.
• Ability to adapt quickly and work well under pressure.
• High EQ, strong personal drive, energy, creativity, curiosity, organization, and a team-oriented mindset.
• Strong PowerPoint skills are required.
• Experience with Python is a plus but not required.
• CFA is a plus

Responsibilities

• Create and maintain financial and industry models, leveraging skills in accounting, finance, and economics.
• Assist in writing research reports for initiations of coverage, analysis of data, earnings results, and industry news.
• Monitor industry-related news flow and analyze implications for companies under coverage.
• Develop and maintain relationships with investor relations personnel and management of companies under coverage.
• Conduct industry diligence and primary research through surveys, expert conference calls, and various channel checks to evaluate industry trends.
• Collaborate with cross-functional teams to produce larger industry reports.
• Leverage all available resources to generate differentiated insights for writing research reports (company-specific or industry).
• Support internal sales and trading teams with timely analysis of sector breaking news.
• Engage with institutional investors, responding effectively to in-depth questions and bespoke requests

Skills

Equity research

Advanced Excel

PowerPoint

Python (plus)

CFA (plus)

Professional writing

Tools

Excel

Job description

Morgan Stanley's Equity Research team in the United States seeks an experienced Associate to join the Fintech & Payments group, building financial models and writing reports. You will monitor industry news and develop relationships with investors, supporting senior colleagues across coverage areas.

The role emphasizes rigorous analysis, clear communication, and collaborative teamwork, with exposure to senior management and cross-functional stakeholders. On-site in New York.