Fintech Equity Research Senior Associate - AI-Driven

Citi; New York (NY); Hybrid; USD 121,000 - 182,000; Full time

Benefits offered by this job

Hybrid work model

Global research platform access

Professional development opportunities

Incentive programs and wellbeing

Job summary

Citi’s Equity Research team seeks a Senior Associate to support our Fintech research franchise and deliver independent investment insights to institutional clients globally. You will contribute to financial models, publications, and client engagement across Fintech, brokers, asset managers, and diversified financials.

You will work with senior analysts to develop differentiated investment views, apply AI tools to improve research workflows, and mentor junior staff in a high-performing team

Qualifications

• 5–8 years of experience in Equity Research or related finance roles.
• Strong understanding of financial statements and corporate finance.
• Experience building financial models and performing valuation analyses (DCF, comps, precedents).
• Active holding of, or eligibility to obtain, SIE, Series 63, Series 86, and Series 87 licenses.
• Excellent analytical and problem-solving skills.
• Strong written and verbal communication skills.
• Bachelor’s degree in Finance, Accounting, Economics, Business, or related field.

Responsibilities

• Build and update detailed financial models for companies across Financials & Fintech, including earnings forecasts and scenario modeling.
• Draft and co-author equity research publications and industry deep dives.
• Analyze fundamentals, trends, regulatory developments, and technologies to identify key investment themes and risks.
• Collaborate with senior analysts to develop differentiated investment views for institutional clients.
• Respond to inquiries from clients and coordinate investor events; support AI-enhanced research workflows.
• Mentor junior team members and ensure research outputs meet regulatory standards.

Skills

Equity research experience

Financial analysis

Strong written communication

Strong verbal communication

Attention to detail

Regulatory awareness

Education

Bachelor’s degree in Finance, Accounting, Economics, Business, or related field

Tools

Excel

AI tools

Job description

Citi’s Equity Research team seeks a Senior Associate to support our Fintech research franchise and deliver independent investment insights to institutional clients globally. You will contribute to financial models, publications, and client engagement across Fintech, brokers, asset managers, and diversified financials.

You will work with senior analysts to develop differentiated investment views, apply AI tools to improve research workflows, and mentor junior staff in a high-performing team