FinTech Corporate Counsel: Lending & Payments

Collectors; United States; On-site; USD 150,000 - 210,000; Full time

Benefits offered by this job

Health Insurance

401K Matching Plan

Paid Time Off

Holiday Pay

Flexible Hours

Employee Discounts

Job summary

Collectors is seeking a Corporate Counsel to serve as the designated legal lead for our growing Financial Services business and payments ecosystems. This is a build role to stand up the bank-originated lending program from the ground up, reporting to the General Counsel from the Santa Ana office.

You will draft commercial and consumer loan agreements, partner agreements, program documents, and governance, while staying current on consumer lending regulation and evolving requirements affecting

Qualifications

• 6+ years of legal experience in fintech, BaaS, or consumer lending.
• In-house experience or advising such companies at a top law firm.
• Comfort advising on novel product structures in fast-moving environments.
• Substantive experience with consumer lending regulation: TILA/Reg Z, UDAAP, FCRA, ECOA, GLBA, state licensing.
• Strong ability to partner with business teams and external counsel.

Responsibilities

• Take primary legal responsibility for Collectors’ lending program, including drafting agreements and governance.
• Partner with outside counsel, consultants, and the Financial Services team on program design and regulatory positioning.
• Draft and maintain disclosures and review marketing materials for compliance.
• Advise on AML/BSA, OFAC, and KYC obligations for lending counterparties and payments flows.
• Embed legal and compliance requirements across the lending lifecycle and payments flows.

Skills

Fintech regulatory knowledge

In-house counseling

Contract drafting

Cross-functional collaboration

Regulatory liaison

AML/BSA regulatory advice

Education

Juris Doctor (JD)

California Bar admission

Job description

Collectors is seeking a Corporate Counsel to serve as the designated legal lead for our growing Financial Services business and payments ecosystems. This is a build role to stand up the bank-originated lending program from the ground up, reporting to the General Counsel from the Santa Ana office.

You will draft commercial and consumer loan agreements, partner agreements, program documents, and governance, while staying current on consumer lending regulation and evolving requirements affecting