Fintech BSA Compliance Specialist

MRV Banks; Cape Girardeau (MO); On-site; USD 30,000 - 39,000; Full time

Benefits offered by this job

11 Paid Holidays

PTO - 17 days of accrued paid time off

Health, Dental, Vision insurance

Life Insurance

401(k) with employer match

Professional development opportunities

Team-oriented culture

Job summary

MRV Banks in Cape Girardeau, MO, is seeking a Fintech BSA Compliance Specialist to help protect the Bank and fintech programs by supporting BSA/AML, OFAC, and financial crime compliance. You will monitor activity, investigate concerns, evaluate fintech partners, and help ensure strong compliance controls are built into innovative products and services.

This role is analytical, curious, and detail-oriented, with opportunities to investigate unusual activity and solve problems in a fast-evolving

Qualifications

• Bachelor's degree in Finance, Business, Legal Studies, Criminal Justice, or related field, or equivalent experience.
• Experience in BSA/AML, fraud monitoring, payments, or fintech compliance.
• Strong analytical, investigative, and written/verbal communication skills.

Responsibilities

• Monitor fintech programs, digital banking services, and BaaS activities for compliance with BSA/AML, OFAC, and banking regulations.
• Review transaction monitoring alerts and investigate unusual or suspicious activity; assist SAR preparation.
• Conduct BSA/AML due diligence, onboarding assessments, and ongoing monitoring of fintech partners and third-party providers.
• Support risk assessments involving fintech partners, digital onboarding, payment systems, and emerging financial technologies.
• Help evaluate CIP/KYC, identity verification, transaction monitoring, and other financial crime controls for fintech programs.
• Partner with Operations, IT, Compliance, and Product teams to evaluate compliance impacts of new integrations and system changes.
• Assist with compliance testing, monitoring, and quality assurance activities.
• Identify issues and track remediation from monitoring, audits, investigations, or gaps in systems/processes.
• Maintain audit-ready documentation, partner oversight records, monitoring results, and regulatory reporting files.
• Research evolving regulatory guidance affecting fintech, BaaS, digital identity verification, payments, and financial crime compliance.
• Support regulatory examinations, audits, and fintech partner compliance reviews.
• Prepare compliance metrics, dashboards, and summaries for leadership and governance committees.

Skills

Analytical thinking

Investigative skills

Communication

Attention to detail

Multitasking

Regulatory knowledge

Education

Bachelor's degree or equivalent experience

Tools

BSA/AML systems

Job description

MRV Banks

Fintech BSA/AML Compliance Specialist

ID: 1197

Location: Cape Girardeau-MO

Department: Fintech

Fintech BSA/AML Compliance Specialist Cape Girardeau, MO | Full-Time | Monday-Friday, 8AM-5PM | Starting at $22/hr, based on experience

Why You'll Love Working Here

Fintech moves fast — and protecting the financial system requires people who know what to look for.

At MRV Connect, we combine the strength and experience of a relationship-driven community bank with the evolving world of fintech, digital banking, payments, and Banking-as-a-Service (BaaS).

As our Fintech BSA Compliance Specialist, you'll help protect the Bank and our fintech programs by supporting Bank Secrecy Act (BSA), Anti-Money Laundering (AML), OFAC, and financial crime compliance. You'll monitor activity, investigate potential concerns, evaluate fintech partners, and help ensure strong compliance controls are built into innovative financial products and services.

This is a great opportunity for someone who is analytical, naturally curious, detail-oriented, and enjoys connecting the dots. If you like investigating unusual activity, digging deeper when something doesn't look quite right, and solving problems in an environment that continues to evolve, you may be a great fit.

What You'll Do

• Monitor fintech programs, digital banking services, and BaaS activities for compliance with BSA/AML, OFAC, and applicable banking regulations.
• Review transaction monitoring alerts, investigate unusual or suspicious activity, and assist with Suspicious Activity Report (SAR) preparation when appropriate.
• Conduct BSA/AML due diligence, onboarding assessments, and ongoing monitoring of fintech partners and third-party providers.
• Support risk assessments involving fintech partners, digital onboarding, payment systems, and emerging financial technologies.
• Help evaluate CIP/KYC, identity verification, transaction monitoring, and other financial crime controls supporting fintech programs.
• Partner with Operations, IT, Compliance, and Product teams to evaluate compliance impacts of new integrations, enhancements, and system changes.
• Assist with compliance testing, monitoring, and quality assurance activities.
• Identify issues and help track remediation resulting from monitoring, audits, investigations, or system and process gaps.
• Maintain organized, audit-ready documentation, including partner oversight records, monitoring results, and regulatory reporting files.
• Research evolving regulatory guidance affecting fintech, BaaS, digital identity verification, payments, and financial crime compliance.
• Support regulatory examinations, audits, and fintech partner compliance reviews.
• Prepare compliance metrics, dashboards, and summaries for leadership, risk committees, and regulatory reporting.

What You'll Bring

• Bachelor's degree in Finance, Business, Legal Studies, Criminal Justice, or a related field — or equivalent experience.
• Strong analytical and investigative skills with the ability to identify risk, recognize patterns, and dig into the details.
• Strong written and verbal communication skills with the ability to clearly document findings and communicate concerns.
• Sound judgment, discretion, and the ability to work with sensitive and confidential information.
• Excellent organization, follow-through, and attention to detail.
• Ability to manage multiple priorities in an evolving, fast-paced environment.
• Experience in BSA/AML, fraud monitoring, payments, banking, or fintech compliance preferred.
• Working knowledge of BSA/AML, OFAC, CIP/KYC, and payment-related regulatory requirements preferred.
• A growth mindset and willingness to continuously build expertise as fintech, financial crime risks, and regulatory expectations evolve.

Perks & Benefits

We invest in our people because we know our people make the difference.

• 11 Paid Holidays
• PTO-17 days of accrued paid time off
• Comprehensive Health, Dental, Vision Insurance & More (100% of employee premium paid for Health & Dental by bank).
• Life Insurance
• 401(k) with Employer Match
• Positive, team-oriented culture that values growth and fun
• Professional development opportunities and exposure to emerging fintech practices

Equal Opportunity Employer

MRV Banks provides equal opportunity and advancement to all qualified employees and applicants, without regard to race, color, ancestry, national origin, sex, gender (including pregnancy), gender identity, sexual orientation, religion, disability, military or veteran status, or any other legally protected status.

Applicants must successfully pass a background, credit, drug, and reference check.

We love hiring great people from our communities! To be considered, you'll need to be authorized to work in the U.S. without the need for visa sponsorship now or in the future. You will also want to live in our community.

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