FinCrime CDD/EDD Analyst - SME KYB Expert

Capital on Tap; Manchester (NH); Hybrid; USD 60,000 - 86,000; Full time

Benefits offered by this job

Private Healthcare

Worldwide travel insurance

Anniversary Rewards

Pension scheme

Wellbeing budget

Cycle to work

Dog friendly offices

Free drinks and snacks

Job summary

Capital on Tap is seeking a Financial Crime/Customer Operations specialist to lead CDD/EDD for SME clients in the UK and US. You will scrutinise complex ownership structures, investigate red flags, and communicate risk decisions clearly.

You’ll work with onboarding, transaction monitoring and SAR processes, supporting continuous improvements across monitoring, onboarding and reviews in a fast-paced environment.

Qualifications

• Experience in financial crime with CDD/EDD responsibilities for SME customers in UK/US.
• Strong KYB regulatory knowledge across UK/US jurisdictions.
• Ability to review complex ownership structures and assess risk.

Responsibilities

• Conduct CDD and EDD on SME customers in UK/US.
• Assess complex ownership structures and ensure risk alignment.
• Investigate high risk activity and document findings clearly.
• Engage with customers to clarify activities and funds sources.
• Prepare SARs and support monitoring and escalations.
• Act as a subject matter expert for financial crime escalations.

Skills

CDD/EDD experience

KYB knowledge

Risk assessment

Financial crime analysis

Report writing

Stakeholder communication

Independent decision making

Job description

Capital on Tap is seeking a Financial Crime/Customer Operations specialist to lead CDD/EDD for SME clients in the UK and US. You will scrutinise complex ownership structures, investigate red flags, and communicate risk decisions clearly.

You’ll work with onboarding, transaction monitoring and SAR processes, supporting continuous improvements across monitoring, onboarding and reviews in a fast-paced environment.