Frontline KYC & EDD Risk Analyst (Hybrid)

First Citizens Bank; Phoenix (AZ); Hybrid; USD 83,000 - 115,000; Full time

Job summary

First Citizens Bank is seeking a Compliance Monitoring professional for its Frontline Risk team. The role supports the Enhanced Due Diligence program for high‑risk commercial clients and requires strong KYC and data analytics skills.

You will work across multiple offices with a hybrid model and contribute to risk-based decision making. The position emphasizes independence, initiative, and collaboration, with opportunities to influence policy, process improvements, and regulatory adherence across

Qualifications

• KYC compliance or qualitative/quantitative analysis experience
• Understanding of high risk industry sectors
• Strong analytical and research skills
• Mastery of qualitative and quantitative monitoring techniques and data analytics

Responsibilities

• Execute the frontline monitoring program to identify clients needing off-cycle enhanced due diligence
• Provide subject matter expertise to drive program execution in a large financial institution
• Document and maintain records, decisions, and supporting docs per policies and regulatory standards
• Assess and profile clients based on quantitative and qualitative factors (activity, business model, geographic risk)
• Identify emerging risk trends through reviews
• Identify opportunities to automate/streamline for quality and risk management
• Collaborate with cross-functional teams to share insights and promote compliant practices

Skills

KYC Compliance

Qualitative/quantitative analysis

AML/Sanctions risk

Education

Bachelor’s Degree

High School Diploma/GED

Job description

First Citizens Bank is seeking a Compliance Monitoring professional for its Frontline Risk team. The role supports the Enhanced Due Diligence program for high‑risk commercial clients and requires strong KYC and data analytics skills.

You will work across multiple offices with a hybrid model and contribute to risk-based decision making. The position emphasizes independence, initiative, and collaboration, with opportunities to influence policy, process improvements, and regulatory adherence across