Financial Services Representative

BVSCU; Town of Texas, Northern (WI, KY); Hybrid; USD 38,000 - 60,000; Full time

Benefits offered by this job

Paid Time Off

Quarterly Reviews

Annual Compensation Review

Medical, Dental & Vision

Employee Assistance Program (EAP)

401k match

Job summary

Brazos Valley Schools Credit Union seeks an experienced Lending Clerk to support members at the Waller Office in Texas. You will assist with deposits, withdrawals, loan payments, opening new memberships and accounts, and help with loan applications, processing and closing of loans within lending policies.

Daily duties include balancing cash, processing transfers and wires, and guiding members to suitable products while maintaining accuracy and compliance with state and federal laws.

Qualifications

• Ability to analyze data for equitable resolutions.
• Proficient with problem solving and critical thinking skills.
• Ability to communicate with courtesy, tact, and diplomacy and model exemplary member service.
• Proficiency in Microsoft Office and graphics software applications.
• Must be bondable.
• High school education or GED required.

Responsibilities

• Receives and processes member financial transactions, including deposits, withdrawals and loan payments, and issues negotiable items.
• Balances cash drawer daily and maintains security of cash drawer.
• Assists with nightly branch balancing duties and with cash drawer discrepancies.
• Assists members with opening and closing accounts and recommends products.
• Interviews members to determine loan type/product; prepares loan documents for closings.

Skills

Data analysis

Problem solving

Communication

Member service

Microsoft Office

Graphics software

Bondable

Education

HS diploma or GED

Job description

Job Details

Job Location: Waller Office - Waller, TX 77484

Role

Assists members with financial transactions, to included receiving and disbursing cash and other negotiable instruments. Responsible for opening new memberships and accounts. To assist members with loan applications, processing and closing of loans within the lending policies of the credit union.

Essential Functions & Responsibilities include but are not limited to:

• Receives and processes member financial transactions, including deposits, withdrawals and loan payments, and issues negotiable items such as money orders, cashiers checks and gift cards to members. Processes transfers from member accounts as requested. Prepares member wire requests.
• Balances cash drawer daily, and maintains security of assigned cash drawer at all times.
• Assists with nightly branch balancing duties.
• Assists with cash drawer discrepancies or posting errors.
• Assists members with opening and closing accounts. Identifies member needs and recommends products; addresses and resolves member problems, inquiries or complaints.
• Ensures all documents are complete and contain accurate information.
• Interviews members to determine loan type/product to fit their needs.
• Prepares and reviews all loan documents for completeness and accuracy; schedules the loan closing and funding.
• Verify loan documentation for accuracy, completion, and adherence to policies and procedures.
• Knowledgeable of all Credit Union lending policies and procedures.
• Knowledgeable of all State and Federal lending laws, rules and regulations.
• Ensures loan documents are filed and scanned in electronic data storage system. Forwards to appropriate department for filing with applicable provider or state agency.
• Identifies member needs, offers other credit union products/services and educates members on ancillary loan products.
• Assists with other branch duties as needed.

Position Requirements:

• Minimum three years of lending experience preferred.
• A high school education or GED required.
• Ability to analyze data for equitable resolutions.
• Proficient with problem solving and critical thinking skills.
• Ability to work regular full-time hours.
• Ability to work on-site at designated location.
• Ability to communicate with courtesy, tact, and diplomacy and model exemplary member service.
• Proficiency in Microsoft Office and graphics software applications.
• Must be bondable

Ergonomic Considerations:

• Must be able to sit and/or stand for extended periods of time (6 to 7 hours per day).
• Must be able to view a computer screen, use a keyboard to enter information, and manipulate a mouse.
• Job includes some repetitive hand/wrist motions.
• Ability to operate office machinery.
• Ability to lift up to 25 pounds.

Benefits:

• Annual Paid Time Off
• Quarterly Performance Review
• Annual Compensation Review
• Medical, Dental and Vision
  • Medical PPO plan
  • Dental PPO plan
  • Vision plan
• Employee Assistance Program (EAP)
• Retirement
  • 401k, Brazos Valley Schools Credit Union match of 100% up to 6% of your base income
• Income Replacement and Life Insurance – 100% Brazos Valley Schools Credit Union paid
  • Short Term Disability
  • Long Term Disability
  • Life and Accidental Death & Dismemberment Insurance (AD&D)
• Voluntary Benefits
  • Additional Life Insurance for Employee and Dependents
  • Hospitalization Insurance
  • Critical Illness Insurance
  • Pre-Paid Legal
  • Identity Protection
  • Other benefits offered that are not through payroll deduction
• Ongoing Leadership Training and Development
• Career Path and Succession Planning
• Community Volunteer Opportunities
• Employee Scholarships
• AAA Discount
• Discount tickets to events and travel

Qualifications