Financial Reporting Manager (SEC GAAP)

SmartBank; Knoxville (TN); On-site; USD 120,000 - 180,000; Full time

Benefits offered by this job

Competitive base salary

Performance incentives

Health insurance

401(k) with company match

Paid time off

Career growth

Job summary

SmartBank, headquartered in Knoxville, Tennessee, is seeking a Financial Reporting Manager to lead external financial reporting, SEC compliance, and cross-functional collaboration with Finance, Tax, Treasury, Legal, and senior leadership. The role requires accuracy, integrity, and strategic insight in a growing financial institution.

You will manage quarterly and annual reporting processes, partner with auditors, and ensure disclosures comply with US GAAP, SEC rules, and evolving accounting

Qualifications

• Bachelor's degree in Accounting, Finance, or related field.
• Minimum 5 years of accounting, financial reporting, or related experience in banking/financial services.
• Strong knowledge of US GAAP and SEC reporting requirements.
• Experience with external audits and regulatory examinations is valued.

Responsibilities

• Prepare quarterly and annual reports on Forms 10-Q and 10-K.
• Coordinate with external counsel on proxy statements and 8-K filings.
• Prepare US GAAP and SEC disclosures and checklists.
• Support internal controls and external reporting procedures during filings.

Skills

Analytical thinking

Detail oriented

Time management

Communication

Independent work

Collaboration

Education

Bachelor's degree in Accounting/Finance

CPA designation

Tools

Microsoft Excel

XBRL reporting

Financial reporting software

Job description

Looking to join a Great Place to Work Employer and become a valued member of our growing team? At SmartBank, we're not just offering a job; we're inviting you to be a part of a culture built on excellence.

About Us SmartBank is rooted in our core values: Acting with Integrity, Being Enthusiastic, Creating Positivity, Demonstrating Accountability, and Embracing Change. Our team lives and breathes these values to fulfill our core purpose: creating "WOW" experiences for our clients. For more than 19 years, SmartBank has been serving communities across Tennessee, Alabama, and Florida, building meaningful relationships through exceptional service and innovative banking solutions. We empower our associates to make a difference for our clients, support one another, and actively engage in the communities we serve. That's the SmartBank way.

Financial Reporting Manager (SEC/GAAP)

Join SmartBank as a Financial Reporting Manager. Are you a finance and accounting professional who thrives in a highly visible role where accuracy, compliance, and strategic insight matter? SmartBank is seeking a Financial Reporting Manager to lead our external financial reporting processes, support SEC compliance requirements, and serve as a key partner across Finance, Accounting, Tax, Treasury, Legal, Executive Leadership, and external auditors. This is an exciting opportunity to play a critical role in a growing financial institution while helping ensure the integrity, transparency, and accuracy of our public financial reporting.

What You'll Do

• Core Values & Culture Commitment: Upholds SmartBank Core Values and Core Purpose. Adheres to and embraces the SmartBank Way by Acting Smart, Looking Smart and Being Smart.
• External Financial Reporting & Compliance: Prepare the Quarterly and Annual Reports on Forms 10‑Q and 10‑K and manage the internal and external review for these documents. Coordinate with external Counsel on the preparation of Proxy statement and various projects such as quarterly earnings press release process and filing of the related Form 8‑K. Manage the preparation of financial statements that are in accordance with US GAAP and SEC regulations, including newly issued accounting pronouncements. Also familiar with disclosures of non‑GAAP measures. Preparation of US GAAP and SEC disclosure checklists to ensure compliance of external financial statements and disclosures. Manage the preparation and maintain support for all areas of our external reporting process, including EPS calculations, stock‑based compensation, full sets of consolidated financial statements and SEC filing support. Supports the external financial reporting group by assisting in the Company's quarterly regulatory filings.
• Process Management, Controls & Audit Coordination: Manage the reporting calendar and work collaboratively with various business partners to ensure reporting timelines are met. Manage communications with external auditors on external financial statements and accounting issues. Participate in the creation and implementation of comprehensive financial reporting policy documents. Responsible for effectiveness of internal controls where identified as a process owner; implement and maintain reporting procedures to comply with internal control requirements.
• Compliance & General Support: Complies with all applicable federal, state, and local banking and industry related laws and regulations including but not limited to the Bank Secrecy Act. Performs other duties as assigned.

What We're Looking For

Required Qualifications

• Bachelor's degree in Accounting, Finance, or a related field.
• Minimum 5 years of accounting, financial reporting, or related experience within the banking or financial services industry.
• Strong working knowledge of: U.S. GAAP, SEC reporting requirements, Financial statement preparation and analysis, Regulatory reporting, Experience working with XBRL reporting.
• Advanced proficiency in Microsoft Excel and other Microsoft Office applications.

Preferred Qualifications

• Certified Public Accountant (CPA) designation.
• Public company reporting experience.
• Experience supporting external audits and regulatory examinations.

Key Skills & Competencies

• Highly analytical and detail-oriented.
• Organized and able to manage multiple deadlines simultaneously.
• Comfortable working independently in a fast‑paced environment.
• Skilled at communicating complex accounting concepts to diverse audiences.
• Adaptable in an evolving regulatory landscape.
• Committed to accuracy, accountability, and continuous improvement.
• Collaborative and relationship-focused across business functions.

Work Environment & Physical Requirements

Primarily office-based environment. Regular use of computer systems and financial software. Ability to sit, stand, bend, and perform routine office activities. Occasional travel may be required for meetings, training, or business-related activities.

Why Join SmartBank?

We believe in taking care of our people so that they can take care of the things that matter.

Benefits & Perks Include

• Competitive base salary + performance incentives
• Comprehensive health, dental, and vision insurance
• 401(k) with company match
• Paid time off, holidays, and volunteer time
• Career growth and leadership development opportunities
• A values-driven, people-first culture
• Opportunities to make a meaningful impact in your local community

With a strong foundation and a growing footprint, SmartBank delivers high‑touch banking solutions to commercial businesses and consumers across the Southeast.

Headquartered in Knoxville, Tennessee, SmartBank operates as a subsidiary of SmartFinancial, Inc. (NYSE: SMBK), a financial holding company with assets exceeding $5 billion. At the heart of SmartBank’s success is a commitment to creating ‘WOW’ experiences—for both clients and team members. This people‑first culture has earned national recognition, including placement on FORTUNE’s 2025 Top 100 Best Workplaces list and Great Place To Work® certification, reinforcing SmartBank as an employer of choice in the markets we serve. Drawing on decades of collective banking experience, SmartBank’s leadership has embedded “Smart” business practices throughout the organization, including rigorous credit underwriting, holistic relationship management, and a focus on attracting and retaining top-tier talent. Guided by these principles, SmartBank has grown into a respected, high‑performing financial institution trusted by the communities it serves.