Financial Operations, Associate/Sr. Associate

Sunlight Financial LLC; Charlotte (NC); On-site; USD 65,000 - 95,000; Full time

Benefits offered by this job

Health coverage

PTO

Parental leave

Volunteer time off

Voting leave

401(k) with company match

Job summary

Sunlight Financial in Charlotte, NC is seeking a Financial Operations Associate/Sr. Associate to manage daily transactional workflows for loan funding and partner coordination.

You will oversee disbursements, payments, and funding requests across lenders, and compile loan pools for sale to purchasers. The role offers exposure to cross-functional teams, with opportunities to drive process automation and lead operational initiatives.

Qualifications

• BA/BS degree in finance, accounting, economics, engineering, mathematics or similar.
• Extremely detail oriented and able to multi-task in a fast-paced environment.
• Understanding of fundamental finance and accounting concepts.
• 2–4 years of experience for Associate; 4–7 years for Sr. Associate in banking, corporate treasury, accounting, or financial operations.
• Exceptional financial data analysis with strong Microsoft Excel skills.
• Ability to work independently and as part of a team.
• Demonstrable problem-solving and analytical skills with integrity and judgment; ability to communicate effectively with senior management team.
• Salesforce experience and reporting.

Responsibilities

• Own the day-to-day execution of transactional workflows tied to loan funding, including disbursements, payments, and funding requests across various lenders
• Compile and administer loan pools for sale to direct and indirect loan purchasers
• Coordinate seamlessly across teams — accounting, business development, capital markets, commercial risk, credit, legal and compliance — to keep operations running smoothly
• Plan, implement and administer various company initiatives including strategic partner platforms, rebate and referral programs and more.
• Partner with sales, relationship managers, and channel partners to troubleshoot and resolve operational issues
• Drive automation and process efficiency
• Contribute to cross-functional groups on various initiatives, reporting and ad hoc matters

Skills

Detail-oriented

Financial data analysis

Salesforce experience

SQL experience

Independent and team collaboration

Education

BA/BS in finance, accounting, economics, engineering, mathematics or similar

Tools

Excel

Job description

Job Details

Job Location: CLT - Charlotte, NC 28246

Financial Operations – Associate/Sr. Associate

We Are a Mission-Driven Company

Sunlight Financial is a contractor-focused point of sale lender with a relentless focus on providing amazing service and delivering a best-in-class experience to our entire ecosystem. We’re rapidly growing in every home service vertical – Windows, Remodel, HVAC, Roofing, Fencing, and more – and need exceptional talent to help us reach our goals.

Since inception, Sunlight has funded over $12 billion in loans with thousands of high-quality contractors nationwide—and we’re just getting started. We’re looking for passionate, driven teammates to help scale our growing home improvement business.

At Sunlight, we empower our teammates to make a meaningful impact. We’re looking for A players who thrive in a fast paced, entrepreneurial environment. We're a fast-growing company which means initiatives and strategy can evolve quickly as the business scales. We need teammates who move with that agility instead of resisting it: people who live and breathe and an ownership mentality and don't wait to be asked, who take initiative and execute, and who step in on what needs doing even when it's not strictly "theirs."

Our salaries are competitive, our benefits are generous, and our culture is collaborative, connected, and fun.

If this sounds like you and you’d like to come build with us, we’d love to talk to you.

About the role: This role will be leveled as Associate or Sr. Associate depending on the candidate's experience and qualifications. As a member of the Operations team, you will play a key role managing the daily transactional workflows, process execution, and partner coordination that keep lenders, financing partners, and vendors running smoothly. More senior candidates may take on additional ownership of operational initiatives, partner programs, and cross-functional leadership.

What you will be doing:

• Own the day-to-day execution of transactional workflows tied to loan funding, including disbursements, payments, and funding requests across various lenders
• Compile and administer loan pools for sale to direct and indirect loan purchasers
• Coordinate seamlessly across teams — accounting, business development, capital markets, commercial risk, credit, legal and compliance — to keep operations running smoothly
• Plan, implement and administer various company initiatives including strategic partner platforms, rebate and referral programs and more.
• Partner with sales, relationship managers, and channel partners to troubleshoot and resolve operational issues
• Drive automation and process efficiency
• Contribute to cross-functional groups on various initiatives, reporting and ad hoc matters

Qualifications

What you will need:

• BA/BS degree in finance, accounting, economics, engineering, mathematics or similar
• Extremely detail oriented and comfortable multi-tasking within a fast-paced environment
• Understanding of fundamental finance and accounting concepts
• 2-4 years of experience for Associate; 4-7 years for Sr. Associate, in banking, corporate treasury, accounting, or financial operations
• Exceptional financial data analysis with strong Microsoft Excel skills
• Ability to work both independently and as part of a team
• Demonstrable problem-solving and analytical skills, impeccable integrity and judgment, and the ability to communicate effectively with senior management team
• Salesforce experience and reporting

Preferred Skills

• SQL experience preferred but not required

Benefits Include

• Comprehensive health coverage: Sunlight covers an average of 85% of all premiums including medical, dental, vision, and more.
• Generous time off: Start with 20 days of PTO in your first year, increasing to 25 after three years. Plus, enjoy parental leave, volunteer time off, and voting leave.
• 401(k) with company match: We match 50% of your contributions, up to 6% of your salary—helping you plan for the future.

Inclusive culture: Sunlight Financial is an equal opportunity employer and celebrates diversity in all its forms. We do not discriminate based on race, color, religion, sex, sexual orientation, gender identity, national origin, disability, age, veteran status, or any other characteristic protected by law.